@import url('https://fonts.googleapis.com/css2?family=Nunito:wght@300;400;500;600;700;800;900&display=swap');

/********** Template CSS **********/
:root {
    --primary: #003c78;
    --secondary: #4ead33;
    --tertiary: #555555;
    --light: #F0F4F8;
    --dark: #002244;
}

.back-to-top {
    position: fixed;
    display: none;
    right: 30px;
    bottom: 30px;
    z-index: 99;
}

h1,
.h1,
h2,
.h2,
.fw-bold {
    font-weight: 700 !important;
}

h3,
.h3,
h4,
.h4,
.fw-medium {
    font-weight: 600 !important;
}

h5,
.h5,
h6,
.h6,
.fw-semi-bold {
    font-weight: 500 !important;
}


/*** Spinner ***/
#spinner {
    opacity: 0;
    visibility: hidden;
    transition: opacity .5s ease-out, visibility 0s linear .5s;
    z-index: 99999;
}

#spinner.show {
    transition: opacity .5s ease-out, visibility 0s linear 0s;
    visibility: visible;
    opacity: 1;
}


/*** Button ***/
.btn {
    transition: .5s;
    font-weight: 500;
}

.btn-primary,
.btn-outline-primary:hover {
    color: var(--light);
}

.btn-square {
    width: 38px;
    height: 38px;
}

.btn-sm-square {
    width: 32px;
    height: 32px;
}

.btn-lg-square {
    width: 48px;
    height: 48px;
}

.btn-square,
.btn-sm-square,
.btn-lg-square {
    padding: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: normal;
}


/*** Navbar ***/
.fixed-top {
    background: #FFFFFF;
    box-shadow: 0 2px 10px rgba(0, 0, 0, .08);
    transition: .5s;
}

.top-bar {
    height: 45px;
    background: #003c78;
    color: #FFFFFF;
    border-bottom: none;
}

.top-bar small,
.top-bar strong,
.top-bar a {
    color: #FFFFFF !important;
}

.top-bar i {
    color: #4ead33 !important;
}

.top-bar .text-muted {
    color: rgba(255, 255, 255, 0.45) !important;
}

.navbar .dropdown-toggle::after {
    border: none;
    content: "\f107";
    font-family: "Font Awesome 5 Free";
    font-weight: 900;
    vertical-align: middle;
    margin-left: 8px;
}

.navbar .navbar-nav .nav-link {
    padding: 25px 15px;
    color: #393a3a;
    font-weight: 600;
    outline: none;
    position: relative;
    transition: .3s;
}

.navbar .navbar-nav .nav-link:hover,
.navbar .navbar-nav .nav-link.active {
    color: #00ad00;
}

.navbar .navbar-nav .nav-link.active::after,
.navbar .navbar-nav .nav-link:hover::after {
    content: "";
    position: absolute;
    bottom: 14px;
    left: 15px;
    right: 15px;
    height: 3px;
    background-color: #00ad00;
    border-radius: 2px;
}

@media (max-width: 991.98px) {
    .navbar .navbar-nav {
        margin-top: 10px;
        border-top: 1px solid rgba(0, 0, 0, .07);
        background: #FFFFFF;
    }

    .navbar .navbar-nav .nav-link {
        padding: 10px 0;
    }
}

@media (min-width: 992px) {
    .navbar .nav-item > .dropdown-menu {
        display: block;
        visibility: hidden;
        top: 100%;
        transform: rotateX(-75deg);
        transform-origin: 0% 0%;
        transition: .5s;
        opacity: 0;
    }

    .navbar .nav-item:hover > .dropdown-menu {
        transform: rotateX(0deg);
        visibility: visible;
        transition: .5s;
        opacity: 1;
    }

    .dropdown-submenu {
        position: relative;
    }

    .dropdown-submenu > .dropdown-menu {
        top: 0;
        right: 100%;
        left: auto;
        transform: none !important;
        visibility: hidden;
        opacity: 0;
        display: block;
        margin-top: -5px;
        margin-right: 2px;
        transition: .3s;
    }

    .dropdown-submenu:hover > .dropdown-menu {
        visibility: visible;
        opacity: 1;
        display: block;
    }

    .dropdown-submenu > a::after {
        content: "\f053";
        font-family: "Font Awesome 5 Free";
        font-weight: 900;
        font-size: 10px;
        float: right;
        margin-top: 6px;
        margin-left: 8px;
    }
}

@media (max-width: 991.98px) {
    .dropdown-submenu > .dropdown-menu {
        position: static;
        border: none;
        padding-left: 1.5rem;
        box-shadow: none;
    }
}


/*** Header ***/
.carousel-caption {
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: start;
    background: linear-gradient(rgba(3, 18, 51, 0.72), rgba(3, 18, 51, 0.65));
    z-index: 1;
}

.carousel-control-prev,
.carousel-control-next {
    width: 3rem;
}

.carousel-control-prev-icon,
.carousel-control-next-icon {
    width: 3rem;
    height: 3rem;
    background-color: var(--primary);
    border: 10px solid var(--primary);
}

.carousel-control-prev-icon {
    border-radius: 0 3rem 3rem 0;
}

.carousel-control-next-icon {
    border-radius: 3rem 0 0 3rem;
}

@media (max-width: 768px) {
    #header-carousel .carousel-item {
        position: relative;
        min-height: 450px;
    }
    
    #header-carousel .carousel-item img {
        position: absolute;
        width: 100%;
        height: 100%;
        object-fit: cover;
    }
}

.page-header {
    padding-top: 12rem;
    padding-bottom: 6rem;
    background: url(../img/header.jpg) top left no-repeat;
    background-size: cover;
}

.page-header .breadcrumb-item,
.page-header .breadcrumb-item a {
    font-weight: 500;
}

.page-header .breadcrumb-item+.breadcrumb-item::before {
    color: var(--tertiary);
}


/*** Facts ***/
.facts {
    background: linear-gradient(rgba(12, 35, 125, 0.95), rgba(17, 35, 104, 0.95)), url(../img/bg.png);
}


/*** Callback ***/
.callback {
    position: relative;
}

.callback::before {
    position: absolute;
    content: "";
    width: 100%;
    height: 50%;
    top: 0;
    left: 0;
    background: linear-gradient(rgba(53, 94, 252, .95), rgba(53, 94, 252, .95)), url(../img/bg.png);
    z-index: -1;
}


/*** Feature ***/
.feature .feature-box,
.feature .feature-box * {
    transition: .5s;
}

.feature .feature-box:hover {
    background: var(--primary);
    border-color: var(--primary) !important;
}

.feature .feature-box:hover * {
    color: #FFFFFF !important;
}


/*** Service ***/
.service .nav .nav-link {
    transition: .5s;
}

.service .nav .nav-link.active {
    border-color: var(--primary) !important;
    background: var(--primary);
}

.service .nav .nav-link.active h5 {
    color: #FFFFFF !important;
}

.service .nav .nav-link.active h5 i {
    color: #FFFFFF !important;
}


/*** Project ***/
.project-item,
.project-item .project-img {
    position: relative;
}

.project-item .project-img a {
    position: absolute;
    width: 100%;
    height: 100%;
    top: 0;
    left: 0;
    background: rgba(255, 255, 255, .5);
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 8px;
    opacity: 0;
    transition: .5s;
}

.project-item:hover .project-img a {
    opacity: 1;
}

.project-item .project-title {
    position: absolute;
    top: 3rem;
    right: 0;
    bottom: 0;
    left: 3rem;
    border: 1px solid var(--light);
    border-radius: 8px;
    display: flex;
    align-items: flex-end;
    padding: 18px;
    z-index: -1;
    transition: .5s;
}

.project-item:hover .project-title {
    background: var(--primary);
    border-color: var(--primary);
}

.project-item .project-title h4 {
    transition: .5s;
}

.project-item:hover .project-title h4 {
    color: #FFFFFF;
}

.project-carousel .owl-nav {
    margin-top: 25px;
    display: flex;
    justify-content: center;
}

.project-carousel .owl-nav .owl-prev,
.project-carousel .owl-nav .owl-next {
    margin: 0 12px;
    width: 45px;
    height: 45px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary);
    background: var(--light);
    border-radius: 45px;
    font-size: 22px;
    transition: .5s;
}

.project-carousel .owl-nav .owl-prev:hover,
.project-carousel .owl-nav .owl-next:hover {
    background: var(--primary);
    color: var(--light);
}


/*** Team ***/
.team-item {
    position: relative;
    padding: 4rem 0;
}

.team-item img {
    position: relative;
    z-index: 2;
}

.team-item .team-text {
    position: absolute;
    top: 0;
    right: 3rem;
    bottom: 0;
    left: 3rem;
    padding: 15px;
    border: 1px solid var(--light);
    border-radius: 8px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: space-between;
    transition: .5s;
    z-index: 1;
}

.team-item:hover .team-text {
    background: var(--primary);
    border-color: var(--primary);
}

.team-item .team-text h4 {
    transition: .5s;
}

.team-item:hover .team-text h4 {
    color: #FFFFFF;
}

.team-item .team-social .btn {
    background: var(--light);
    color: var(--primary);
}

.team-item:hover .team-social .btn {
    background: #FFFFFF;
}

.team-item .team-social .btn:hover {
    background: var(--primary);
    color: var(--light);
}


/*** Testimonial ***/
.testimonial-item {
    position: relative;
    text-align: center;
    padding-top: 30px;
}

.testimonial-item .testimonial-text {
    position: relative;
    text-align: center;
}

.testimonial-item .testimonial-text .btn-square {
    position: absolute;
    width: 60px;
    height: 60px;
    top: -30px;
    left: 50%;
    transform: translateX(-50%);
}

.testimonial-item .testimonial-text::before {
    position: absolute;
    content: "";
    bottom: -60px;
    left: 50%;
    transform: translateX(-50%);
    border: 30px solid;
    border-color: var(--light) transparent transparent transparent;
}

.testimonial-item .testimonial-text::after {
    position: absolute;
    content: "";
    bottom: -59px;
    left: 50%;
    transform: translateX(-50%);
    border: 30px solid;
    border-color: #FFFFFF transparent transparent transparent;
}

.testimonial-carousel .owl-item img {
    margin: 0 auto;
    width: 100px;
    height: 100px;
}

.testimonial-carousel .owl-dots {
    margin-top: 25px;
    display: flex;
    align-items: flex-end;
    justify-content: center;
}

.testimonial-carousel .owl-dot {
    position: relative;
    display: inline-block;
    margin: 0 5px;
    width: 30px;
    height: 30px;
    border: 1px solid var(--light);
    border-radius: 30px;
    transition: .5s;
}

.testimonial-carousel .owl-dot::after {
    position: absolute;
    content: "";
    width: 16px;
    height: 16px;
    top: 6px;
    left: 6px;
    border-radius: 16px;
    background: var(--light);
    transition: .5s;
}

.testimonial-carousel .owl-dot.active {
    border-color: var(--primary);
}

.testimonial-carousel .owl-dot.active::after {
    background: var(--primary);
}


/*** Footer ***/
.footer .btn.btn-link {
    display: block;
    margin-bottom: 5px;
    padding: 0;
    text-align: left;
    color: var(--light);
    font-weight: normal;
    text-transform: capitalize;
    transition: .3s;
}

.footer .btn.btn-link::before {
    position: relative;
    content: "\f105";
    font-family: "Font Awesome 5 Free";
    font-weight: 900;
    margin-right: 10px;
}

.footer .btn.btn-link:hover {
    color: var(--primary);
    letter-spacing: 1px;
    box-shadow: none;
}

.copyright {
    color: var(--light);
    background: #000B1C;
}

.copyright a {
    color: var(--light);
}

.copyright a:hover {
    color: var(--primary);
}

/* ========================================================
   RESPONSIVE DESIGN SYSTEM & MOBILE FIXES (YAMAN KUTX)
   ======================================================== */

html, body {
    overflow-x: clip !important;
    max-width: 100vw !important;
    position: relative;
    width: 100%;
}

/* Fluid media */
img, svg, video, canvas {
    max-width: 100%;
    height: auto;
}

/* Global container safeguard against horizontal overflow */
.container, .container-fluid, .container-xxl {
    max-width: 100%;
    box-sizing: border-box;
}

/* Plazo Selector Responsive Grid */
.plazo-grid {
    display: grid !important;
    grid-template-columns: repeat(2, 1fr) !important;
    gap: 8px !important;
}

@media (min-width: 576px) {
    .plazo-grid {
        grid-template-columns: repeat(4, 1fr) !important;
    }
}

.plazo-grid .btn {
    width: 100% !important;
    white-space: nowrap !important;
    font-size: 0.9rem !important;
}

/* Mobile Navbar & Collapsible Drawer */
@media (max-width: 991.98px) {
    .navbar {
        padding-top: 0.5rem !important;
        padding-bottom: 0.5rem !important;
    }
    
    .navbar-brand img {
        max-height: 40px !important;
    }

    .navbar-collapse {
        margin-top: 8px;
        background: #ffffff;
        border-top: 1px solid #eef2f6;
        padding: 12px 14px 28px 14px;
        border-radius: 0 0 18px 18px;
        box-shadow: 0 15px 35px rgba(0, 0, 0, 0.12);
        max-height: calc(100dvh - 80px) !important;
        max-height: calc(100vh - 80px) !important;
        overflow-y: scroll !important;
        overflow-x: clip !important;
        -webkit-overflow-scrolling: touch !important;
        touch-action: pan-y !important;
        overscroll-behavior-y: contain !important;
        min-height: 0 !important;
        user-select: none !important;
        -webkit-user-select: none !important;
        cursor: grab;
    }
    .navbar-collapse:active {
        cursor: grabbing;
    }

    /* Botón hamburguesa moderno con transformación a X */
    .navbar-toggler {
        border-color: rgba(0, 56, 118, 0.18) !important;
        border-radius: 8px !important;
        transition: all 0.25s ease-in-out;
    }

    .navbar-toggler:focus {
        box-shadow: 0 0 0 0.2rem rgba(0, 56, 118, 0.15) !important;
    }

    .navbar-toggler-icon {
        transition: transform 0.25s ease-in-out;
    }

    /* Transformación visual de 3 líneas a Cruz (X) al abrir el menú */
    .navbar-toggler[aria-expanded="true"] .navbar-toggler-icon,
    .navbar-toggler.is-active .navbar-toggler-icon {
        background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='%23003876' stroke-linecap='round' stroke-width='2.6' d='M6 6L24 24M6 24L24 6'/%3e%3c/svg%3e") !important;
        transform: rotate(90deg);
    }

    .navbar .navbar-nav .nav-link {
        padding: 10px 14px !important;
        border-radius: 8px;
        color: #2c3e50 !important;
        font-size: 0.98rem;
        font-weight: 600;
    }

    .navbar .navbar-nav .nav-link:hover,
    .navbar .navbar-nav .nav-link:focus,
    .navbar .navbar-nav .nav-link.active {
        background-color: #f1f8f3;
        color: #008037 !important;
    }

    /* Disable desktop absolute bottom underline in mobile */
    .navbar .navbar-nav .nav-link.active::after,
    .navbar .navbar-nav .nav-link:hover::after {
        display: none !important;
    }

    /* Dropdown Menus in Mobile */
    .dropdown-menu {
        border: none !important;
        background-color: #f8fafc !important;
        border-radius: 10px !important;
        padding: 6px 10px !important;
        margin-top: 4px !important;
        margin-bottom: 8px !important;
        box-shadow: none !important;
    }

    .dropdown-menu .dropdown-item {
        padding: 8px 12px !important;
        font-size: 0.92rem;
        white-space: normal !important;
        word-break: break-word;
        border-radius: 6px;
    }

    .dropdown-menu .dropdown-item:hover {
        background-color: #e2e8f0;
        color: #003c78;
    }

    /* Nested Submenu in Mobile */
    .dropdown-submenu > .dropdown-menu {
        position: static !important;
        border: none !important;
        padding-left: 1rem !important;
        box-shadow: none !important;
        display: block !important;
        visibility: visible !important;
        opacity: 1 !important;
        background-color: #eef2f6 !important;
    }

    .dropdown-submenu > a::after {
        float: none !important;
        margin-left: 6px;
    }

    /* Navbar Button in Mobile */
    .navbar .navbar-nav .btn {
        width: 100% !important;
        margin: 12px 0 6px 0 !important;
        padding: 12px !important;
        text-align: center;
        display: block;
        font-size: 1rem;
    }
}

/* Mobile Hero Carousel */
@media (max-width: 768px) {
    #header-carousel .carousel-item {
        min-height: 480px !important;
    }

    .hero-banner-title {
        font-size: 1.75rem !important;
        line-height: 1.25 !important;
        margin-bottom: 0.75rem !important;
    }

    .carousel-caption {
        padding: 1.5rem 1rem !important;
    }

    .carousel-caption .badge {
        font-size: 0.75rem !important;
        padding: 6px 12px !important;
    }

    .carousel-caption .btn {
        padding: 10px 18px !important;
        font-size: 0.92rem !important;
    }

    /* Hide arrow controls on touch phones so they don't cover buttons */
    .carousel-control-prev,
    .carousel-control-next {
        display: none !important;
    }
}

/* Typography & Display Headers on Mobile */
@media (max-width: 768px) {
    .display-1 { font-size: 2.75rem !important; }
    .display-2 { font-size: 2.5rem !important; }
    .display-3 { font-size: 2.15rem !important; }
    .display-4 { font-size: 1.85rem !important; }
    .display-5 { font-size: 1.6rem !important; }
    .display-6 { font-size: 1.4rem !important; }
    
    /* Page Headers */
    .page-header {
        padding-top: 50px !important;
        padding-bottom: 30px !important;
    }

    /* Simulator on mobile */
    .simulator-box {
        padding: 1.25rem !important;
        border-radius: 16px !important;
    }

    /* Agency Cards */
    .agencia-card {
        margin-bottom: 1.5rem;
    }
}

/* Back to Top button position on mobile */
@media (max-width: 576px) {
    .back-to-top {
        right: 15px;
        bottom: 15px;
        width: 40px;
        height: 40px;
    }
}


/* ==========================================================================
   SISTEMA DE TRANSICIONES OFICIAL DE BOOTSTRAP 5 (Yaman Kutx Theme)
   ========================================================================== */

/* 1. Variables Globales de Transición de Bootstrap 5 */
:root {
    --bs-transition: all 0.2s ease-in-out;
    --bs-transition-fast: all 0.15s ease-in-out;
    --bs-transition-base: color 0.15s ease-in-out, background-color 0.15s ease-in-out, border-color 0.15s ease-in-out, box-shadow 0.15s ease-in-out;
    --bs-transition-collapse: height 0.35s ease;
}

html {
    scroll-behavior: smooth;
}

body {
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

/* 2. Transiciones Bootstrap 5 en Botones (.btn) */
.btn {
    position: relative;
    overflow: hidden;
    transition: var(--bs-transition-base), transform 0.18s ease-in-out !important;
}

.btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(0, 60, 120, 0.16) !important;
}

.btn:active {
    transform: translateY(1px) scale(0.98);
}

.btn i.fa-arrow-right,
.btn i.bi-arrow-right,
.btn i.fa-chevron-right {
    display: inline-block;
    transition: transform 0.2s ease-in-out;
}

.btn:hover i.fa-arrow-right,
.btn:hover i.bi-arrow-right,
.btn:hover i.fa-chevron-right {
    transform: translateX(4px);
}

/* Efecto Shimmer de luz en botones principales de Bootstrap */
.btn-primary::after,
.btn-success::after {
    content: '';
    position: absolute;
    top: -50%;
    left: -70%;
    width: 25%;
    height: 200%;
    background: linear-gradient(to right, rgba(255, 255, 255, 0) 0%, rgba(255, 255, 255, 0.22) 50%, rgba(255, 255, 255, 0) 100%);
    transform: rotate(25deg);
    transition: all 0.7s ease-in-out;
    opacity: 0;
    pointer-events: none;
}

.btn-primary:hover::after,
.btn-success:hover::after {
    left: 140%;
    opacity: 1;
}

/* 3. Transiciones Bootstrap 5 en Navegación y Dropdowns (.dropdown-menu) */
.navbar-light .navbar-nav .nav-link {
    position: relative;
    transition: color 0.15s ease-in-out;
}

.navbar-light .navbar-nav .nav-link::after {
    content: '';
    position: absolute;
    bottom: 3px;
    left: 50%;
    width: 0;
    height: 3px;
    background: var(--secondary, #4ead33);
    transition: width 0.25s ease-in-out, left 0.25s ease-in-out;
    border-radius: 2px;
}

.navbar-light .navbar-nav .nav-link:hover::after,
.navbar-light .navbar-nav .nav-link.active::after {
    width: 80%;
    left: 10%;
}

/* Despliegue con transición Bootstrap 5 en .dropdown-menu */
.dropdown-menu {
    border-radius: 12px !important;
    display: block !important;
    opacity: 0;
    visibility: hidden;
    transform: translateY(8px);
    transition: opacity 0.2s ease-in-out, transform 0.2s ease-in-out, visibility 0.2s ease-in-out !important;
    box-shadow: 0 15px 35px rgba(0, 60, 120, 0.12) !important;
}

.dropdown-menu.show,
.nav-item.dropdown:hover > .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-item {
    transition: background-color 0.15s ease-in-out, color 0.15s ease-in-out, transform 0.15s ease-in-out, padding-left 0.15s ease-in-out !important;
    border-radius: 6px;
    margin: 2px 6px;
    padding: 8px 14px;
}

.dropdown-item:hover {
    background-color: #f0f5fa !important;
    color: var(--primary, #003c78) !important;
    padding-left: 20px !important;
    transform: translateX(3px);
}

.navbar-brand img {
    transition: transform 0.25s ease-in-out;
}

.navbar-brand:hover img {
    transform: scale(1.04);
}

/* 4. Transiciones Bootstrap 5 en Tarjetas (.card) */
.card,
.quick-card,
.service-item,
.agencia-card {
    transition: transform 0.25s ease-in-out, box-shadow 0.25s ease-in-out, border-color 0.2s ease-in-out !important;
}

.card:hover,
.quick-card:hover,
.service-item:hover,
.agencia-card:hover {
    transform: translateY(-6px) !important;
    box-shadow: 0 18px 36px rgba(0, 60, 120, 0.12) !important;
}

.card:hover .btn-square,
.quick-card:hover .btn-square,
.service-item:hover .btn-square,
.border.rounded-4:hover .btn-square {
    transform: scale(1.12) rotate(3deg);
    transition: transform 0.25s ease-in-out;
}

/* 5. Transición en Agencias e Imágenes */
.agencia-card .agencia-img {
    transition: transform 0.4s ease-in-out !important;
}

.agencia-card:hover .agencia-img {
    transform: scale(1.06) !important;
}

.agencia-card .overlay-badge {
    transition: transform 0.2s ease-in-out, box-shadow 0.2s ease-in-out;
}

.agencia-card:hover .overlay-badge {
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15) !important;
}

/* 6. Transiciones en Valores Cooperativos */
.row .border.rounded-4 {
    transition: transform 0.25s ease-in-out, box-shadow 0.25s ease-in-out, border-color 0.2s ease-in-out;
}

.row .border.rounded-4:hover {
    transform: translateY(-6px);
    box-shadow: 0 16px 30px rgba(0, 128, 55, 0.12) !important;
    border-color: #008037 !important;
}

.row .border.rounded-4:hover span.rounded-circle {
    transform: scale(1.12) rotate(4deg);
    transition: transform 0.25s ease-in-out, background-color 0.2s ease-in-out;
    background-color: #d4f4e0 !important;
}

/* 7. Transiciones en Badges y Etiquetas (.badge) */
.badge {
    transition: transform 0.2s ease-in-out, box-shadow 0.2s ease-in-out;
}

.badge:hover {
    transform: scale(1.05);
}

/* 8. Transiciones en Pestañas Bootstrap 5 (.tab-pane.fade) */
.tab-pane.fade {
    transition: opacity 0.2s ease-in-out !important;
}

/* 9. Transiciones en Formularios (.form-control, .form-select) */
.form-control,
.form-select {
    transition: border-color 0.15s ease-in-out, box-shadow 0.15s ease-in-out, transform 0.15s ease-in-out !important;
}

.form-control:focus,
.form-select:focus {
    transform: translateY(-1px);
    box-shadow: 0 6px 16px rgba(0, 60, 120, 0.12) !important;
    border-color: #003c78 !important;
}

/* 10. Transiciones en el Rango del Simulador (.form-range) */
.custom-range::-webkit-slider-thumb {
    transition: transform 0.18s ease-in-out, box-shadow 0.18s ease-in-out;
}

.custom-range::-webkit-slider-thumb:hover,
.custom-range:active::-webkit-slider-thumb {
    transform: scale(1.25);
    box-shadow: 0 0 10px rgba(0, 60, 120, 0.4);
}

.plazo-grid label.btn {
    transition: transform 0.18s ease-in-out, box-shadow 0.18s ease-in-out, border-color 0.15s ease-in-out !important;
}

.plazo-grid input.btn-check:checked + label.btn {
    transform: scale(1.04);
    box-shadow: 0 6px 16px rgba(0, 60, 120, 0.2) !important;
}

/* 11. Cifras y Estadísticas */
.stat-card {
    transition: transform 0.25s ease-in-out, border-color 0.2s ease-in-out, background-color 0.2s ease-in-out;
}

.stat-card:hover {
    transform: translateY(-5px);
    border-color: rgba(255, 255, 255, 0.4) !important;
    background: rgba(255, 255, 255, 0.12) !important;
}

.stat-card i {
    display: inline-block;
    transition: transform 0.25s ease-in-out;
}

.stat-card:hover i {
    transform: scale(1.15) rotate(-5deg);
}

/* 12. Hitos y Línea de Tiempo */
.timeline-box {
    transition: padding-left 0.25s ease-in-out;
}

.timeline-box:hover {
    padding-left: 30px;
}

.timeline-box:hover::before {
    transform: scale(1.35);
    background: #008037 !important;
    box-shadow: 0 0 10px rgba(0, 128, 55, 0.5);
    transition: transform 0.25s ease-in-out, background-color 0.2s ease-in-out;
}

/* 13. Botón Flotante Back to Top */
.back-to-top {
    transition: transform 0.25s ease-in-out, box-shadow 0.25s ease-in-out, background-color 0.2s ease-in-out !important;
}

.back-to-top:hover {
    transform: translateY(-5px) scale(1.1);
    box-shadow: 0 8px 20px rgba(0, 60, 120, 0.3) !important;
}

/* 14. Accesibilidad Oficial de Bootstrap 5 (prefers-reduced-motion) */
@media (prefers-reduced-motion: reduce) {
    *, ::before, ::after {
        transition-duration: 0.01ms !important;
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
    }
}


/* Tarjetas de Cuadrícula de Servicios (Réplica yamankutx.com.gt) */
.service-icon-card {
    transition: transform 0.25s ease-in-out, box-shadow 0.25s ease-in-out, border-color 0.2s ease-in-out;
    border: 1px solid rgba(0, 60, 120, 0.08) !important;
}

.service-icon-card:hover {
    transform: translateY(-8px) !important;
    box-shadow: 0 16px 32px rgba(0, 60, 120, 0.14) !important;
    border-color: #008037 !important;
}

.service-icon-card img {
    transition: transform 0.3s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.service-icon-card:hover img {
    transform: scale(1.08);
}


/* ==========================================================================
   ESTILO VISUAL yk MICOOPE (COOPERATIVA yk NEO-BANK LOOK & FEEL)
   ========================================================================== */

/* 1. Tipografía Nunito Global */
body, button, input, select, textarea {
    font-family: 'Nunito', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif !important;
}

h1, .h1, h2, .h2, h3, .h3, h4, .h4, h5, .h5, h6, .h6 {
    font-family: 'Nunito', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif !important;
    color: var(--navy, #15274d);
    letter-spacing: -0.015em;
}

/* 2. Variables de Color yk */
:root {
    --navy: #15274d;
    --navy-dark: #031233;
    --verde-micoope: #36a415;
    --verde-hover: #2e8c12;
    --azul-yk: #0f52ba;
    --borde-yk: #e5eaf2;
    --fondo-suave: #f5f7fa;
    --muted-yk: #667085;
}

/* 3. Colores de Marca y Contrastes */
.text-primary {
    color: #36a415 !important;
}

.text-dark {
    color: #15274d !important;
}

.bg-primary {
    background-color: #36a415 !important;
}

.bg-dark {
    background-color: #031233 !important;
}

.bg-light {
    background-color: #f5f7fa !important;
}

.border-primary {
    border-color: #36a415 !important;
}

/* 4. Botones Estilo yk (Pill-shaped con micro-elevación) */
.btn-primary {
    background-color: #36a415 !important;
    border-color: #36a415 !important;
    color: #ffffff !important;
    font-family: 'Nunito', sans-serif !important;
    font-weight: 700 !important;
    border-radius: 50rem !important;
    box-shadow: 0 4px 14px rgba(54, 164, 21, 0.25) !important;
    transition: all 0.3s cubic-bezier(0.165, 0.84, 0.44, 1) !important;
}

.btn-primary:hover,
.btn-primary:focus {
    background-color: #2e8c12 !important;
    border-color: #2e8c12 !important;
    color: #ffffff !important;
    transform: translateY(-3px) !important;
    box-shadow: 0 8px 24px rgba(54, 164, 21, 0.35) !important;
}

.btn-outline-primary {
    color: #0f52ba !important;
    border-color: #0f52ba !important;
    font-family: 'Nunito', sans-serif !important;
    font-weight: 700 !important;
    border-radius: 50rem !important;
    transition: all 0.3s cubic-bezier(0.165, 0.84, 0.44, 1) !important;
}

.btn-outline-primary:hover,
.btn-outline-primary:focus {
    background-color: #0f52ba !important;
    border-color: #0f52ba !important;
    color: #ffffff !important;
    transform: translateY(-3px) !important;
    box-shadow: 0 8px 24px rgba(15, 82, 186, 0.25) !important;
}

/* 5. Tarjetas Redondeadas con Micro-Animaciones (Todos los Productos) */
.card,
.service-item,
.feature-item,
.quick-card,
.servicio-card,
.service-icon-card {
    border-radius: 20px !important;
    border: 1px solid #e5eaf2 !important;
    background-color: #ffffff !important;
    box-shadow: 0 8px 24px rgba(21, 39, 77, 0.06) !important;
    transition: all 0.35s cubic-bezier(0.165, 0.84, 0.44, 1) !important;
    overflow: hidden;
}

.card:hover,
.service-item:hover,
.feature-item:hover,
.quick-card:hover,
.servicio-card:hover,
.service-icon-card:hover {
    transform: translateY(-8px) !important;
    box-shadow: 0 18px 38px rgba(21, 39, 77, 0.12) !important;
    border-color: #36a415 !important;
}

/* Micro-animación de iconos dentro de tarjetas al hover */
.card:hover .btn-square,
.service-item:hover .btn-square,
.quick-card:hover .btn-square,
.service-icon-card:hover .btn-square {
    transform: scale(1.1) rotate(3deg);
    transition: transform 0.35s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.card:hover img,
.service-item:hover img,
.service-icon-card:hover img {
    transform: scale(1.05);
    transition: transform 0.4s ease;
}

/* 6. Badges estilo yk */
.badge {
    font-family: 'Nunito', sans-serif !important;
    font-weight: 700 !important;
    border-radius: 50rem !important;
    letter-spacing: 0.3px;
    padding: 0.5em 1em !important;
}

.badge.bg-success {
    background-color: #36a415 !important;
}

.badge.bg-light.text-primary {
    background-color: #e8f8ee !important;
    color: #36a415 !important;
}

/* 7. Barra de Navegación y Dropdowns */
.navbar-light .navbar-nav .nav-link {
    font-family: 'Nunito', sans-serif !important;
    font-weight: 700;
    color: #15274d;
    transition: color 0.2s ease;
}

.navbar-light .navbar-nav .nav-link:hover,
.navbar-light .navbar-nav .nav-link.active {
    color: #36a415 !important;
}

.dropdown-menu {
    border-radius: 16px !important;
    border: 1px solid #e5eaf2 !important;
    box-shadow: 0 15px 35px rgba(21, 39, 77, 0.1) !important;
    padding: 10px !important;
}

.dropdown-item {
    border-radius: 10px;
    font-family: 'Nunito', sans-serif !important;
    font-weight: 600;
    color: #15274d;
    padding: 9px 16px;
    transition: all 0.2s ease;
}

.dropdown-item:hover,
.dropdown-item.active {
    background-color: #e8f8ee !important;
    color: #36a415 !important;
    transform: translateX(4px);
}

/* 8. Cajas y Formularios (Simulador, etc.) */
.simulator-box {
    border-radius: 24px !important;
    border: 1px solid #e5eaf2 !important;
    box-shadow: 0 15px 40px rgba(21, 39, 77, 0.08) !important;
    background: #ffffff !important;
}

.form-select, .form-control {
    border-radius: 12px !important;
    border: 1px solid #e5eaf2 !important;
    font-family: 'Nunito', sans-serif !important;
    transition: border-color 0.2s ease, box-shadow 0.2s ease !important;
}

.form-select:focus, .form-control:focus {
    border-color: #36a415 !important;
    box-shadow: 0 0 0 0.25rem rgba(54, 164, 21, 0.18) !important;
}




/* ==========================================================================
   FOOTER INSTITUCIONAL MICOOPE - COOPERATIVA YAMAN KUTX (DARK GLASSMORPHIC)
   ========================================================================== */

.footer {
    background: linear-gradient(145deg, #09172f 0%, #15274d 60%, #0d3824 100%) !important;
    color: #e5eaf2 !important;
    position: relative;
    overflow: hidden;
    padding-top: 60px !important;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer::before {
    content: '';
    position: absolute;
    top: -80px;
    right: -80px;
    width: 380px;
    height: 380px;
    background: radial-gradient(circle, rgba(54, 164, 21, 0.12) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.footer::after {
    content: '';
    position: absolute;
    bottom: 50px;
    left: -80px;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(15, 82, 186, 0.16) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.yk-footer-logo-wrap {
    display: block !important;
    background: transparent !important;
    background-color: transparent !important;
    padding: 0 !important;
    border-radius: 0 !important;
    box-shadow: none !important;
    border: none !important;
    width: 100% !important;
    max-width: 220px !important;
    transition: transform 0.25s ease !important;
}

.yk-footer-3d-frame {
    width: 100% !important;
    height: 140px !important;
    border: none !important;
    background: transparent !important;
    background-color: transparent !important;
    display: block !important;
    overflow: hidden !important;
}

@media (max-width: 767px) {
    .footer {
        padding-top: 24px !important;
    }
    .footer .container.py-5,
    .footer .container.py-3,
    .footer .container {
        padding-top: 10px !important;
    }
    .yk-footer-logo-wrap {
        margin-left: auto !important;
        margin-right: auto !important;
        margin-top: 0 !important;
        margin-bottom: 16px !important;
        max-width: 240px !important;
    }
}

.footer-heading {
    position: relative;
    font-size: 1.15rem;
    font-weight: 800;
    color: #ffffff;
    margin-bottom: 24px;
    padding-bottom: 12px;
}

.footer-heading::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 32px;
    height: 3px;
    background: #36a415;
    border-radius: 2px;
}

/* Enlaces del Footer con animación sutil */
.footer-link {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 6px 0;
    color: #94a3b8 !important;
    text-decoration: none !important;
    font-size: 14px;
    font-weight: 500;
    transition: all 0.25s ease;
}

.footer-link i {
    font-size: 11px;
    color: #36a415;
    transition: transform 0.25s ease;
}

.footer-link:hover {
    color: #ffffff !important;
    transform: translateX(4px);
}

.footer-link:hover i {
    transform: translateX(2px);
    color: #4ade80;
}

/* Botones de Redes Sociales */
.footer-social-btn {
    width: 42px;
    height: 42px;
    border-radius: 12px;
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.15);
    color: #ffffff !important;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    transition: all 0.3s ease;
    text-decoration: none !important;
    margin-right: 10px;
}

.footer-social-btn:hover {
    background: #36a415;
    border-color: #36a415;
    color: #ffffff !important;
    transform: translateY(-3px);
    box-shadow: 0 6px 16px rgba(54, 164, 21, 0.35);
}

/* Iconos de Contacto */
.yk-contact-icon {
    width: 36px;
    height: 36px;
    border-radius: 10px;
    background: rgba(54, 164, 21, 0.16);
    border: 1px solid rgba(54, 164, 21, 0.3);
    color: #4ade80;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
    flex-shrink: 0;
}

.yk-contact-link:hover {
    color: #ffffff !important;
    text-decoration: underline !important;
}

/* Insignia Oficial de Seguridad y Regulación */
.yk-footer-security-badge {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 14px;
    padding: 14px 16px;
    transition: all 0.3s ease;
}

.yk-footer-security-badge:hover {
    background: rgba(255, 255, 255, 0.08);
    border-color: rgba(54, 164, 21, 0.4);
    transform: translateY(-2px);
}

/* Tarjeta MICOOPE en Línea */
.yk-footer-online-card {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 16px;
    padding: 18px;
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    transition: all 0.3s ease;
}

.yk-footer-online-card:hover {
    border-color: rgba(54, 164, 21, 0.45);
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.25);
    background: rgba(255, 255, 255, 0.08);
}

.yk-online-badge-icon {
    width: 32px;
    height: 32px;
    border-radius: 8px;
    background: #36a415;
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
}

/* Franja de Copyright */
.yk-footer-copyright {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    background: rgba(5, 15, 30, 0.45);
}



/* ==========================================================================
   MEGA MENÚ FLOTANTE INSTITUCIONAL MICOOPE - COOPERATIVA YAMAN KUTX
   ========================================================================== */

.navbar-nav {
    gap: 3px;
    flex-wrap: nowrap !important;
}

.navbar-nav .nav-link {
    white-space: nowrap !important;
    display: inline-flex !important;
    align-items: center !important;
    gap: 5px !important;
    padding: 8px 12px !important;
    font-size: 14.5px !important;
    font-weight: 700 !important;
    color: #15274d !important;
    position: relative;
    border-radius: 10px;
    transition: all 0.2s ease;
}

.navbar-nav .nav-link:hover,
.navbar-nav .nav-link.active {
    color: #36a415 !important;
    background-color: #f4f8f4;
}

.navbar-nav .nav-link::after {
    display: none !important;
}

.nav-link-dropdown-arrow {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    margin-left: 0 !important;
    font-size: 9.5px !important;
    line-height: 1 !important;
    transition: transform 0.2s ease;
}

.has-mega-menu:hover .nav-link-dropdown-arrow {
    transform: rotate(180deg);
}

.navbar-brand {
    flex-shrink: 0 !important;
}

.yk-navbar-logo {
    flex-shrink: 0 !important;
    width: auto !important;
    height: auto !important;
    max-height: 48px !important;
    object-fit: contain !important;
}

.sticky-top > .container {
    max-width: 1360px !important;
    width: 100% !important;
    padding-left: 20px !important;
    padding-right: 20px !important;
}

@media (min-width: 992px) and (max-width: 1200px) {
    .sticky-top > .container {
        max-width: 100% !important;
        padding-left: 10px !important;
        padding-right: 10px !important;
    }
    .navbar-brand {
        margin-right: 8px !important;
    }
    .yk-navbar-logo {
        max-height: 36px !important;
    }
    .navbar-nav {
        gap: 0px !important;
    }
    .navbar-nav .nav-link {
        padding: 6px 6px !important;
        font-size: 12.5px !important;
        gap: 3px !important;
    }
    .nav-link-dropdown-arrow {
        font-size: 8px !important;
    }
    .navbar .btn {
        padding: 5px 10px !important;
        font-size: 12px !important;
    }
}

@media (min-width: 1201px) and (max-width: 1366px) {
    .navbar-nav {
        gap: 2px !important;
    }
    .navbar-nav .nav-link {
        padding: 7px 10px !important;
        font-size: 14px !important;
    }
}

/* ==========================================================================
   DESKTOP (>= 992px): MEGA MENÚ MODERNO EN 3 COLUMNAS HORIZONTALES
   ========================================================================== */
@media (min-width: 992px) {
    .navbar {
        position: relative !important;
    }
    .has-mega-menu {
        position: static !important;
    }
    .mega-menu,
    .minimal-mega-menu {
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        width: min(1200px, calc(100% - 40px));
        margin: 6px auto 0 auto;
        background: #ffffff;
        border-radius: 24px;
        border: 1px solid #e5eaf2;
        box-shadow: 0 25px 60px rgba(21, 39, 77, 0.14);
        padding: 32px;
        display: none;
        opacity: 0;
        transform: translateY(8px);
        transition: opacity 0.2s ease, transform 0.2s ease;
        z-index: 1060;
    }

    /* Puente invisible anti-desaparición */
    .mega-menu::before,
    .minimal-mega-menu::before {
        content: '';
        position: absolute;
        top: -24px;
        left: 0;
        right: 0;
        height: 28px;
        background: transparent;
        display: block;
        z-index: 1061;
        pointer-events: auto;
    }

    .has-mega-menu:hover .mega-menu,
    .has-mega-menu:hover .minimal-mega-menu,
    .has-mega-menu.show .mega-menu,
    .has-mega-menu.show .minimal-mega-menu,
    .has-mega-menu.is-active .mega-menu,
    .has-mega-menu.is-active .minimal-mega-menu {
        display: block !important;
        opacity: 1 !important;
        transform: translateY(0) !important;
        pointer-events: auto !important;
    }
}

/* ==========================================================================
   MOBILE (< 992px): SUBMÓDULOS EN ACORDEÓN LIMPIO, COMPACTO Y SIN AMONTONAR
   ========================================================================== */
@media (max-width: 991.98px) {
    /* 1. Contenedor del submenú: Fluye naturalmente dentro del drawer sin caja gris pesada */
    .mega-menu,
    .minimal-mega-menu {
        display: none !important;
        background: transparent !important;
        border: none !important;
        border-left: 2.5px solid #36a415 !important;
        border-radius: 0 !important;
        padding: 4px 0 6px 14px !important;
        margin: 6px 0 12px 14px !important;
        box-shadow: none !important;
    }

    .has-mega-menu.show > .mega-menu,
    .has-mega-menu.show > .minimal-mega-menu {
        display: block !important;
    }

    .has-mega-menu.show > a.nav-link {
        color: #36a415 !important;
        background-color: #f1f8f3 !important;
    }

    .has-mega-menu.show > a.nav-link .nav-link-dropdown-arrow {
        transform: rotate(180deg);
        color: #36a415;
    }

    /* 2. Ocultar en móvil los banners promocionales y de relleno para evitar scrolls interminables */
    .clean-featured-box,
    .clean-highlight,
    .mega-menu-explora,
    .mega-menu .col-lg-4:last-child:not(:has(.clean-list)),
    .minimal-mega-menu .col-lg-4:last-child:not(:has(.clean-list)) {
        display: none !important;
    }

    /* 3. Rejilla compacta vertical: sin gutters exagerados de desktop */
    .mega-menu .row,
    .minimal-mega-menu .row {
        margin: 0 !important;
        row-gap: 8px !important;
    }

    .mega-menu .col-lg-4,
    .minimal-mega-menu .col-lg-4,
    .mega-menu .col-lg-6,
    .minimal-mega-menu .col-lg-6 {
        padding: 0 !important;
        width: 100% !important;
    }

    /* 4. Títulos de Categoría en Móvil: sutiles, compactos y sin líneas gruesas */
    .clean-cat-title {
        font-size: 10.5px !important;
        font-weight: 800 !important;
        text-transform: uppercase !important;
        letter-spacing: 0.8px !important;
        color: #94a3b8 !important;
        padding: 4px 6px 2px 6px !important;
        margin: 4px 0 2px 0 !important;
        border-bottom: 1px solid #f1f5f9 !important;
    }

    /* 5. Ítems de navegación: cómodos para tocar pero sin relleno excesivo */
    .clean-list {
        gap: 1px !important;
        margin: 0 !important;
    }

    .clean-item {
        padding: 8px 10px !important;
        font-size: 13.5px !important;
        font-weight: 600 !important;
        color: #334155 !important;
        border-radius: 8px !important;
        background: transparent !important;
        transition: all 0.15s ease !important;
    }

    .clean-item:active,
    .clean-item:hover {
        background: #f1f8f3 !important;
        color: #2e7d32 !important;
        transform: translateX(3px) !important;
    }

    .clean-badge {
        font-size: 9.5px !important;
        padding: 1px 6px !important;
    }
}

/* Categorías y Listas Limpias en Desktop */
.clean-cat-title {
    font-size: 11px !important;
    font-weight: 900 !important;
    text-transform: uppercase !important;
    letter-spacing: 1px !important;
    color: #64748b !important;
    padding-bottom: 8px !important;
    margin-bottom: 8px !important;
    border-bottom: 1.5px solid #f1f5f9 !important;
}

.clean-list {
    list-style: none !important;
    padding: 0 !important;
    margin: 0 !important;
    display: flex !important;
    flex-direction: column !important;
    gap: 2px !important;
}

.clean-item {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    padding: 7px 10px !important;
    border-radius: 8px !important;
    text-decoration: none !important;
    color: #1e293b !important;
    font-size: 14px !important;
    font-weight: 600 !important;
    transition: all 0.15s ease !important;
}

.clean-item:hover {
    background: #f8fafc !important;
    color: #36a415 !important;
    transform: translateX(3px) !important;
    font-weight: 700 !important;
}

.clean-badge {
    font-size: 10px !important;
    font-weight: 800 !important;
    padding: 2px 7px !important;
    border-radius: 20px !important;
    background: #fef3c7 !important;
    color: #92400e !important;
}

.clean-featured-box {
    background: #f8fafc !important;
    border: 1px solid #e2e8f0 !important;
    border-radius: 14px !important;
    padding: 20px !important;
    height: 100% !important;
    display: flex !important;
    flex-direction: column !important;
    justify-content: space-between !important;
}

.clean-featured-box h5,
.clean-featured-box h6 {
    font-size: 15px !important;
    font-weight: 800 !important;
    color: #15274d !important;
    margin-bottom: 6px !important;
}

.clean-featured-box p {
    font-size: 12.5px !important;
    color: #64748b !important;
    margin-bottom: 14px !important;
    line-height: 1.4 !important;
}

.clean-btn {
    background: #36a415 !important;
    color: #ffffff !important;
    font-size: 12.5px !important;
    font-weight: 700 !important;
    padding: 8px 16px !important;
    border-radius: 50px !important;
    text-decoration: none !important;
    display: inline-block !important;
    text-align: center !important;
    transition: all 0.2s ease !important;
}

.clean-btn:hover {
    background: #2b8411 !important;
    color: #ffffff !important;
}


/* ==========================================================================
   TARJETAS DE ACCESOS RÁPIDOS (HOME QUICK CARDS - FINTECH INSTITUCIONAL)
   ========================================================================== */

.yk-home-quick-section {
    padding: 55px 0 45px;
    background: #ffffff;
}

.yk-home-quick-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
}

@media (max-width: 991px) {
    .yk-home-quick-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 18px;
    }
}

@media (max-width: 575px) {
    .yk-home-quick-grid {
        grid-template-columns: 1fr;
        gap: 16px;
    }
}

.yk-home-quick-card {
    position: relative;
    display: flex;
    flex-direction: column;
    background: #ffffff;
    border: 1px solid #e5eaf2;
    border-radius: 18px;
    padding: 24px 22px;
    text-decoration: none !important;
    box-shadow: 0 4px 14px rgba(21, 39, 77, 0.04);
    transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
    overflow: hidden;
}

.yk-home-quick-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: transparent;
    transition: background-color 0.3s ease;
}

.yk-home-quick-card:hover {
    border-color: rgba(54, 164, 21, 0.45);
    box-shadow: 0 16px 36px rgba(21, 39, 77, 0.08), 0 4px 12px rgba(54, 164, 21, 0.06);
    transform: translateY(-4px);
}

.yk-home-quick-card:hover::before {
    background: #36a415;
}

.yk-quick-card-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 16px;
}

.yk-quick-icon {
    width: 48px;
    height: 48px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.35rem;
    transition: transform 0.3s ease;
}

.yk-icon-green {
    background: #f0fdf4;
    color: #36a415;
    border: 1px solid rgba(54, 164, 21, 0.12);
}

.yk-icon-blue {
    background: #f1f5f9;
    color: #15274d;
    border: 1px solid rgba(21, 39, 77, 0.1);
}

.yk-home-quick-card:hover .yk-quick-icon {
    transform: scale(1.08);
}

.yk-quick-arrow-circle {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    color: #64748b;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    transition: all 0.25s ease;
}

.yk-home-quick-card:hover .yk-quick-arrow-circle {
    background: #36a415;
    border-color: #36a415;
    color: #ffffff;
    transform: translateX(3px);
    box-shadow: 0 4px 10px rgba(54, 164, 21, 0.25);
}

.yk-quick-card-body {
    display: flex;
    flex-direction: column;
}

.yk-home-quick-title {
    font-size: 17px;
    font-weight: 800;
    color: #15274d;
    margin-bottom: 6px;
    line-height: 1.3;
    transition: color 0.2s ease;
}

.yk-home-quick-card:hover .yk-home-quick-title {
    color: #36a415;
}

.yk-home-quick-description {
    font-size: 13.5px;
    color: #64748b;
    line-height: 1.5;
    margin-bottom: 0;
}


/* ==========================================================================
   HERRAMIENTAS FINANCIERAS (COTIZADOR Y AHORRO INSTITUCIONAL)
   ========================================================================== */

.yk-tool-card {
    position: relative;
    background: #ffffff;
    border: 1px solid #e5eaf2;
    border-radius: 20px;
    padding: 36px 32px;
    box-shadow: 0 8px 24px rgba(21, 39, 77, 0.05);
    transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    overflow: hidden;
}

.yk-tool-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: transparent;
    transition: background-color 0.3s ease;
}

.yk-tool-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 42px rgba(21, 39, 77, 0.09);
}

.yk-tool-credit::before {
    background: #15274d;
}

.yk-tool-credit:hover {
    border-color: rgba(21, 39, 77, 0.35);
}

.yk-tool-saving::before {
    background: #36a415;
}

.yk-tool-saving:hover {
    border-color: rgba(54, 164, 21, 0.45);
}

.yk-tool-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 20px;
}

.yk-tool-icon {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    transition: transform 0.3s ease;
}

.yk-tool-card:hover .yk-tool-icon {
    transform: scale(1.08);
}

.yk-tool-icon-blue {
    background: #f1f5f9;
    color: #15274d;
    border: 1px solid rgba(21, 39, 77, 0.12);
}

.yk-tool-icon-green {
    background: #f0fdf4;
    color: #36a415;
    border: 1px solid rgba(54, 164, 21, 0.15);
}

.yk-tool-badge {
    font-size: 12px;
    font-weight: 800;
    padding: 6px 14px;
    border-radius: 20px;
    letter-spacing: 0.3px;
    display: inline-flex;
    align-items: center;
    gap: 5px;
}

.yk-badge-blue {
    background: #f1f5f9;
    color: #15274d;
    border: 1px solid rgba(21, 39, 77, 0.12);
}

.yk-badge-green {
    background: #e8f5e9;
    color: #1b5e20;
    border: 1px solid rgba(46, 125, 50, 0.15);
}

.yk-tool-title {
    font-size: 1.45rem;
    font-weight: 800;
    color: #15274d;
    margin-bottom: 8px;
    line-height: 1.25;
}

.yk-tool-desc {
    color: #64748b;
    font-size: 14.5px;
    line-height: 1.6;
    margin-bottom: 22px;
}

.yk-tool-metrics-box {
    border-radius: 14px;
    padding: 16px 18px;
    margin-bottom: 22px;
}

.yk-metrics-blue {
    background: #f8fafc;
    border: 1px solid #e2e8f0;
}

.yk-metrics-green {
    background: #f0fdf4;
    border: 1px solid rgba(54, 164, 21, 0.18);
}

.yk-tool-list {
    list-style: none;
    padding-left: 0;
    margin-bottom: 26px;
}

.yk-tool-list li {
    font-size: 14px;
    color: #475569;
    margin-bottom: 11px;
    display: flex;
    align-items: flex-start;
    gap: 10px;
    line-height: 1.45;
}

.yk-tool-list li:last-child {
    margin-bottom: 0;
}

.yk-tool-list li i {
    font-size: 16px;
    flex-shrink: 0;
    margin-top: 1px;
}

.yk-btn-navy {
    background-color: #15274d !important;
    border-color: #15274d !important;
    color: #ffffff !important;
    border-radius: 50px;
    padding: 13px 28px;
    font-weight: 700;
    font-size: 15px;
    transition: all 0.25s ease;
    box-shadow: 0 4px 14px rgba(21, 39, 77, 0.18);
}

.yk-btn-navy:hover {
    background-color: #0d1b36 !important;
    border-color: #0d1b36 !important;
    transform: translateY(-2px);
    box-shadow: 0 6px 18px rgba(21, 39, 77, 0.28);
}

.yk-btn-green {
    background-color: #36a415 !important;
    border-color: #36a415 !important;
    color: #ffffff !important;
    border-radius: 50px;
    padding: 13px 28px;
    font-weight: 700;
    font-size: 15px;
    transition: all 0.25s ease;
    box-shadow: 0 4px 14px rgba(54, 164, 21, 0.22);
}

.yk-btn-green:hover {
    background-color: #2e8b12 !important;
    border-color: #2e8b12 !important;
    transform: translateY(-2px);
    box-shadow: 0 6px 18px rgba(54, 164, 21, 0.32);
}


/* ==========================================================================
   CIFRAS REALES Y SOLIDEZ (FACTS SECTION - DARK GLASSMORPHIC)
   ========================================================================== */

.yk-facts-section {
    background: linear-gradient(145deg, #09172f 0%, #15274d 60%, #0d3824 100%);
    position: relative;
    padding: 70px 0 65px;
    overflow: hidden;
}

.yk-facts-section::before {
    content: '';
    position: absolute;
    top: -50px;
    right: -50px;
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(54, 164, 21, 0.15) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.yk-facts-section::after {
    content: '';
    position: absolute;
    bottom: -60px;
    left: -60px;
    width: 350px;
    height: 350px;
    background: radial-gradient(circle, rgba(15, 82, 186, 0.2) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.yk-facts-badge {
    display: inline-block;
    background: rgba(54, 164, 21, 0.2);
    border: 1px solid rgba(54, 164, 21, 0.4);
    color: #4ade80;
    font-size: 11px;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    padding: 6px 18px;
    border-radius: 50px;
    margin-bottom: 14px;
}

.yk-fact-card {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 20px;
    padding: 34px 22px;
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
    height: 100%;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
}

.yk-fact-card:hover {
    transform: translateY(-6px);
    background: rgba(255, 255, 255, 0.09);
    border-color: rgba(54, 164, 21, 0.55);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.3), 0 0 25px rgba(54, 164, 21, 0.2);
}

.yk-fact-icon {
    width: 58px;
    height: 58px;
    border-radius: 16px;
    background: rgba(54, 164, 21, 0.18);
    border: 1px solid rgba(54, 164, 21, 0.35);
    color: #36a415;
    font-size: 1.6rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 18px;
    transition: transform 0.3s ease, background 0.3s ease, color 0.3s ease;
}

.yk-fact-card:hover .yk-fact-icon {
    transform: scale(1.12);
    background: #36a415;
    color: #ffffff;
    box-shadow: 0 4px 14px rgba(54, 164, 21, 0.4);
}

.yk-fact-number-wrap {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 3px;
    margin-bottom: 8px;
}

.yk-fact-number {
    font-size: 2.8rem;
    font-weight: 900;
    color: #ffffff;
    line-height: 1;
    margin-bottom: 0;
    letter-spacing: -0.5px;
}

.yk-fact-prefix {
    font-size: 2.2rem;
    font-weight: 800;
    color: #36a415;
    line-height: 1;
}

.yk-fact-title {
    font-size: 14px;
    font-weight: 800;
    color: #f1f5f9;
    text-transform: uppercase;
    letter-spacing: 0.8px;
    margin-bottom: 6px;
}

.yk-fact-sub {
    font-size: 13px;
    color: #94a3b8;
    margin-bottom: 0;
    line-height: 1.4;
}


/* ==========================================================================
   BARRA DE SOLIDEZ INSTITUCIONAL FLOTANTE (ELEVATED FLOATING TRUST BAR)
   ========================================================================== */

.yk-trust-floating-wrap {
    margin-top: -46px;
    margin-bottom: 24px;
    position: relative;
    z-index: 20;
    padding-left: 20px;
    padding-right: 20px;
}

.yk-trust-card {
    background: #ffffff;
    border-radius: 22px;
    border: 1px solid rgba(226, 232, 240, 0.9);
    box-shadow: 0 16px 40px rgba(21, 39, 77, 0.08), 0 4px 12px rgba(0, 0, 0, 0.03) !important;
    padding: 10px 14px;
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}

.yk-trust-card:hover {
    box-shadow: 0 22px 50px rgba(21, 39, 77, 0.12), 0 6px 16px rgba(0, 0, 0, 0.04) !important;
}

.yk-trust-col {
    padding: 12px 18px;
    border-right: 1px solid #edf2f7;
    transition: background-color 0.25s ease, transform 0.25s ease;
    border-radius: 14px;
}

.yk-trust-col:hover {
    background-color: rgba(248, 250, 252, 0.85);
}

.yk-trust-col-last {
    border-right: none !important;
}

.yk-trust-item {
    display: flex;
    align-items: center;
    gap: 14px;
    transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

.yk-trust-item:hover {
    transform: translateY(-2px);
}

.yk-trust-icon-box {
    width: 48px;
    height: 48px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    flex-shrink: 0;
    transition: transform 0.35s cubic-bezier(0.34, 1.56, 0.64, 1), box-shadow 0.3s ease;
}

.yk-trust-item:hover .yk-trust-icon-box {
    transform: scale(1.12) rotate(4deg);
}

/* Colores e Iluminación Sutil de Iconos */
.yk-trust-icon-green {
    background: #ecfdf5;
    color: #10b981;
    box-shadow: 0 4px 14px rgba(16, 185, 129, 0.2);
}

.yk-trust-icon-blue {
    background: #eff6ff;
    color: #2563eb;
    box-shadow: 0 4px 14px rgba(37, 99, 235, 0.2);
}

.yk-trust-icon-teal {
    background: #f0fdfa;
    color: #0d9488;
    box-shadow: 0 4px 14px rgba(13, 148, 136, 0.2);
}

.yk-trust-icon-sky {
    background: #f0f9ff;
    color: #0284c7;
    box-shadow: 0 4px 14px rgba(2, 132, 199, 0.2);
}

.yk-trust-text {
    display: flex;
    flex-direction: column;
}

.yk-trust-title {
    font-size: 14.5px;
    font-weight: 800;
    color: #15274d;
    line-height: 1.25;
    transition: color 0.2s ease;
}

.yk-trust-item:hover .yk-trust-title {
    color: #36a415;
}

.yk-trust-sub {
    font-size: 12px;
    font-weight: 500;
    color: #64748b;
    margin-top: 2px;
    line-height: 1.3;
}

/* Compatibilidad retrospectiva con clases viejas */
.yk-solidez-strip { display: none; }

/* Adaptabilidad Móvil y Tablet */
@media (max-width: 991.98px) {
    .yk-trust-floating-wrap {
        margin-top: -30px;
        margin-bottom: 16px;
        padding-left: 14px;
        padding-right: 14px;
    }
    
    .yk-trust-card {
        padding: 10px 8px;
        border-radius: 18px;
    }

    .yk-trust-col {
        padding: 12px 14px;
    }

    .yk-trust-col:nth-child(2) {
        border-right: none;
    }

    .yk-trust-col:nth-child(1),
    .yk-trust-col:nth-child(2) {
        border-bottom: 1px solid #edf2f7;
    }
}

@media (max-width: 575.98px) {
    .yk-trust-floating-wrap {
        margin-top: -24px;
        padding-left: 10px;
        padding-right: 10px;
    }
    
    .yk-trust-card {
        border-radius: 16px;
    }
    
    .yk-trust-col {
        border-right: none !important;
        border-bottom: 1px solid #f1f5f9;
        padding: 10px 12px;
    }
    
    .yk-trust-col:last-child {
        border-bottom: none !important;
    }

    .yk-trust-icon-box {
        width: 42px;
        height: 42px;
        font-size: 20px;
        border-radius: 12px;
    }
    
    .yk-trust-title {
        font-size: 13.5px;
    }
    
    .yk-trust-sub {
        font-size: 11.5px;
    }
}


/* ==========================================================================
   BARRA INTELIGENTE SMART-SCROLL (Se oculta al bajar, reaparece al subir)
   ========================================================================== */

.sticky-top {
    position: sticky !important;
    top: 0 !important;
    z-index: 1030 !important;
    background-color: #ffffff !important;
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.25s ease !important;
    will-change: transform;
}

/* Salvaguarda para drawer móvil: mientras esté desplegado o animando, la barra jamás se oculta */
.sticky-top:has(#navbarCollapse.show),
.sticky-top:has(#navbarCollapse.collapsing) {
    transform: translateY(0) !important;
    pointer-events: auto !important;
}

.sticky-top.smart-navbar-hidden {
    transform: translateY(-110%) !important;
    pointer-events: none !important;
}

.sticky-top.smart-navbar-visible {
    transform: translateY(0) !important;
    box-shadow: 0 4px 25px rgba(21, 39, 77, 0.12) !important;
}

/* Forzar cierre y ocultamiento absoluto del panel en Desktop al hacer scroll */
.sticky-top.smart-navbar-hidden .mega-menu,
.sticky-top.smart-navbar-hidden .minimal-mega-menu,
.sticky-top.smart-navbar-hidden .dropdown-menu,
.sticky-top.menu-scrolling .mega-menu,
.sticky-top.menu-scrolling .minimal-mega-menu,
.sticky-top.menu-scrolling .dropdown-menu {
    display: none !important;
    opacity: 0 !important;
    visibility: hidden !important;
    pointer-events: none !important;
    transform: translateY(-15px) !important;
}


/* Insignia Oficial en Sub-Footer */
.yk-subfooter-badge {
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.14);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    transition: all 0.25s ease;
}

.yk-subfooter-badge:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(54, 164, 21, 0.5);
    transform: translateY(-1px);
}


/* ==========================================================================
   Footer Responsive Accordion (Desktop Abierto / Móvil Colapsable)
   ========================================================================== */

.footer-accordion-btn {
    background: transparent;
    border: none;
    box-shadow: none !important;
    color: #ffffff;
    font-size: 1.15rem;
    font-weight: 800;
    text-align: left;
}

.footer-accordion-btn:focus {
    outline: none;
    box-shadow: none;
}

/* En Desktop (>= 992px): Comportamiento estático y abierto */
@media (min-width: 992px) {
    .footer-accordion-btn {
        pointer-events: none;
        cursor: default;
        padding-left: 0;
        padding-right: 0;
    }

    .footer-collapse.collapse {
        display: block !important;
        height: auto !important;
        visibility: visible !important;
    }

    .footer-accordion-icon {
        display: none !important;
    }
}

/* En Móvil y Tablet (< 992px): Acordeón colapsable táctil */
@media (max-width: 991.98px) {
    .footer-col-item {
        border-bottom: 1px solid rgba(255, 255, 255, 0.08);
        padding-top: 12px;
        padding-bottom: 12px;
    }

    .footer-heading.footer-accordion-btn {
        padding: 8px 0;
        margin-bottom: 0;
        font-size: 1.05rem;
    }

    .footer-heading.footer-accordion-btn::after {
        display: none !important;
    }

    .footer-accordion-icon {
        font-size: 1.15rem;
        color: #36a415;
        transition: transform 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    }

    .footer-accordion-btn[aria-expanded="true"] .footer-accordion-icon {
        transform: rotate(180deg);
        color: #4ade80;
    }

    .footer-collapse {
        padding-top: 10px;
        padding-bottom: 6px;
    }

    .footer-collapse .footer-link {
        padding: 8px 0;
        font-size: 0.95rem;
    }
}


@media (max-width: 991.98px) {
    .footer-brand-col {
        border-bottom: 1px solid rgba(255, 255, 255, 0.08);
        padding-bottom: 20px;
        margin-bottom: 6px;
    }
}


/* ==========================================================================
   Sección Historia / Sobre Nosotros (Estilo Institucional MICOOPE)
   ========================================================================== */

.yk-about-section {
    position: relative;
    overflow: hidden;
}

.yk-about-img {
    border-radius: 20px !important;
    box-shadow: 0 16px 36px rgba(21, 39, 77, 0.12) !important;
    transition: transform 0.3s ease;
}

.yk-about-img:hover {
    transform: scale(1.01);
}

/* Insignia Flotante de Experiencia */
.yk-floating-experience-badge {
    position: absolute;
    bottom: -20px;
    right: 15px;
    background: rgba(255, 255, 255, 0.95);
    border: 1px solid rgba(21, 39, 77, 0.1);
    border-radius: 16px;
    padding: 14px 20px;
    box-shadow: 0 14px 30px rgba(0, 0, 0, 0.12);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    z-index: 2;
    transition: transform 0.25s ease;
}

.yk-floating-experience-badge:hover {
    transform: translateY(-3px);
}

.yk-badge-icon-box {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    background: rgba(54, 164, 21, 0.12);
    color: #36a415;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    flex-shrink: 0;
}

/* Badge superior */
.yk-pill-badge {
    background: rgba(54, 164, 21, 0.1);
    color: #1e700b;
    border: 1px solid rgba(54, 164, 21, 0.25);
    font-size: 12px;
}

/* Tarjetas de Valor (Bento Cards) */
.yk-value-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 14px;
    padding: 20px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.03);
    transition: all 0.25s ease;
    height: 100%;
    display: flex;
    flex-direction: column; 
    align-items: flex-start;
    gap: 12px;
}

.yk-value-card:hover {
    border-color: rgba(54, 164, 21, 0.4);
    box-shadow: 0 8px 20px rgba(21, 39, 77, 0.07);
    transform: translateY(-2px);
}

.yk-value-icon {
    width: 36px;
    height: 36px;
    border-radius: 10px;
    background: rgba(21, 39, 77, 0.06);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    flex-shrink: 0;
}

.yk-value-card:hover .yk-value-icon.text-success {
    background: #36a415;
    color: #ffffff !important;
}

.yk-value-card:hover .yk-value-icon.text-primary {
    background: #15274d;
    color: #ffffff !important;
}

/* Botón Institucional */
.yk-btn-primary {
    background: #15274d !important;
    border-color: #15274d !important;
    color: #ffffff !important;
    transition: all 0.25s ease;
}

.yk-btn-primary:hover {
    background: #36a415 !important;
    border-color: #36a415 !important;
    transform: translateY(-2px);
    box-shadow: 0 6px 18px rgba(54, 164, 21, 0.35) !important;
}

@media (max-width: 991.98px) {
    .yk-floating-experience-badge {
        position: static;
        margin-top: 14px;
        box-shadow: 0 6px 16px rgba(0, 0, 0, 0.06);
    }
}


/* ==========================================================================
   OPTIMIZACIONES MOVILES (Espaciado fluido y respiracion visual en Celulares)
   ========================================================================== */
@media (max-width: 575.98px) {
    /* 1. Seccion Historia / Identidad (Sobre Nosotros) */
    .yk-about-section {
        padding-top: 2rem !important;
        padding-bottom: 2rem !important;
    }
    
    .yk-about-section .pe-lg-3 {
        padding-right: 0 !important;
        margin-bottom: 0.5rem;
    }
    
    .yk-value-card {
        padding: 12px 10px !important;
        gap: 8px !important;
        border-radius: 12px !important;
    }
    
    .yk-value-icon {
        width: 32px !important;
        height: 32px !important;
        font-size: 14px !important;
        border-radius: 8px !important;
    }
    
    .yk-value-card h6 {
        font-size: 13px !important;
        margin-bottom: 2px !important;
    }
    
    .yk-value-card p {
        font-size: 11px !important;
        line-height: 1.25 !important;
    }

    /* 2. Cifras Reales (Grid 2x2 armonico sin aglomeraciones) */
    .yk-facts-section {
        padding: 35px 0 30px !important;
        margin-top: 1.5rem !important;
        margin-bottom: 1.5rem !important;
    }

    .yk-facts-section .container.py-5 {
        padding-top: 0 !important;
        padding-bottom: 0 !important;
    }

    .yk-fact-card {
        padding: 16px 10px !important;
        border-radius: 14px !important;
    }

    .yk-fact-icon {
        width: 40px !important;
        height: 40px !important;
        font-size: 1.2rem !important;
        border-radius: 12px !important;
        margin-bottom: 6px !important;
    }

    .yk-fact-number {
        font-size: 1.85rem !important;
    }

    .yk-fact-prefix {
        font-size: 1.4rem !important;
    }

    .yk-fact-title {
        font-size: 11.5px !important;
        letter-spacing: 0.3px !important;
        margin-bottom: 3px !important;
    }

    .yk-fact-sub {
        font-size: 10.5px !important;
        line-height: 1.25 !important;
    }

    /* 3. Herramientas Financieras (Cotizadores) */
    .yk-tool-card {
        padding: 22px 18px !important;
        border-radius: 16px !important;
    }

    .yk-tool-header {
        margin-bottom: 14px !important;
    }

    .yk-tool-icon {
        width: 44px !important;
        height: 44px !important;
        font-size: 20px !important;
        border-radius: 12px !important;
    }

    .yk-tool-title {
        font-size: 1.25rem !important;
        margin-bottom: 6px !important;
    }

    .yk-tool-desc {
        font-size: 13.5px !important;
        line-height: 1.5 !important;
        margin-bottom: 16px !important;
    }

    .yk-tool-metrics-box {
        padding: 12px 10px !important;
        margin-bottom: 16px !important;
        border-radius: 12px !important;
    }

    .yk-tool-metrics-box strong {
        font-size: 1.05rem !important;
    }

    .yk-tool-list {
        margin-bottom: 18px !important;
    }

    .yk-tool-list li {
        font-size: 13px !important;
        margin-bottom: 8px !important;
        line-height: 1.35 !important;
    }

    /* 4. Accesos Rapidos */
    .yk-home-quick-section {
        padding-top: 2rem !important;
        padding-bottom: 2rem !important;
    }

    .yk-home-quick-card {
        padding: 16px 16px !important;
        border-radius: 14px !important;
    }

    .yk-home-quick-title {
        font-size: 1.05rem !important;
        margin-bottom: 4px !important;
    }

    .yk-home-quick-description {
        font-size: 13px !important;
        line-height: 1.4 !important;
    }
}

/* ==========================================================================
   Franja Institucional (Sub-navbar) & Mobile Navbar Header
   ========================================================================== */
.yk-top-strip {
    background-color: #f8fafc;
    border-bottom: 3px solid #36a415;
    position: relative;
    z-index: 10;
}
.yk-strip-logos {
    display: flex;
    align-items: center;
    overflow-x: auto;
    scrollbar-width: none;
    -ms-overflow-style: none;
    white-space: nowrap;
}
.yk-strip-logos::-webkit-scrollbar {
    display: none;
}
.yk-strip-item {
    display: inline-flex;
    align-items: center;
    text-decoration: none;
    transition: transform 0.2s ease, opacity 0.2s ease;
    flex-shrink: 0;
}
.yk-strip-item:hover {
    transform: translateY(-1px);
    opacity: 0.85;
}
.yk-strip-static {
    cursor: default;
    opacity: 0.95;
}
.yk-strip-static:hover {
    transform: none;
    opacity: 0.95;
}
.yk-strip-img {
    height: 24px;
    max-width: 130px;
    object-fit: contain;
    filter: drop-shadow(0 1px 2px rgba(0,0,0,0.04));
}
.yk-strip-divider {
    height: 18px;
    width: 1px;
    background-color: #cbd5e1;
    flex-shrink: 0;
}
.yk-strip-phone {
    display: inline-flex;
    align-items: center;
    text-decoration: none;
    color: #004b87;
    font-weight: 800;
    font-size: 14px;
    letter-spacing: 0.3px;
    transition: color 0.2s ease, transform 0.2s ease;
    white-space: nowrap;
    flex-shrink: 0;
}
.yk-strip-phone:hover {
    color: #36a415;
    transform: translateY(-1px);
}
@media (max-width: 575px) {
    .yk-top-strip {
        padding-top: 6px;
        padding-bottom: 6px;
    }
    .yk-strip-img {
        height: 20px;
        max-width: 95px;
    }
    .yk-strip-phone-num {
        font-size: 13px;
    }
}
@media (max-width: 575.98px) {
    .yk-navbar-logo {
        max-height: 38px !important;
        max-width: 165px !important;
    }
    .yk-nav-btn-mobile {
        font-size: 11px !important;
        padding: 4px 8px !important;
    }
}
@media (max-width: 375px) {
    .yk-navbar-logo {
        max-height: 32px !important;
        max-width: 135px !important;
    }
    .yk-nav-btn-mobile {
        font-size: 9.5px !important;
        padding: 3px 6px !important;
    }
}

/* ==========================================================================
   Banner Slider Flotante (Estilo Banca MICOOPE)
   ========================================================================== */
.yk-hero-banner-section {
    background-color: #f8fafc;
    border-bottom: 1px solid #eef2f6;
    position: relative;
}

.yk-hero-banner-slider {
    border-radius: 20px;
    overflow: hidden;
    position: relative;
    background-color: #ffffff;
    border: 1px solid #e2e8f0;
    box-shadow: 0 12px 32px rgba(21, 39, 77, 0.08), 0 2px 6px rgba(0, 0, 0, 0.03);
}

.yk-banner-item,
.yk-banner-link {
    display: block;
    position: relative;
    overflow: hidden;
    cursor: default;
    user-select: none;
}

.yk-banner-img {
    width: 100%;
    height: 390px;
    object-fit: cover;
    object-position: center;
    display: block;
    transition: transform 0.4s ease;
}

.yk-banner-link:hover .yk-banner-img {
    transform: scale(1.01);
}

/* Flechas circulares Cobán style */
.yk-banner-arrow,
.yk-hero-banner-slider .yk-banner-arrow {
    display: flex !important;
    width: 54px;
    opacity: 0.9 !important;
    z-index: 5;
    transition: opacity 0.2s ease;
}

.yk-banner-arrow:hover {
    opacity: 1 !important;
}

.yk-banner-prev {
    left: 14px;
}

.yk-banner-next {
    right: 14px;
}

.yk-arrow-circle {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: rgba(21, 39, 77, 0.7);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.25);
    transition: all 0.25s ease;
}

.yk-banner-arrow:hover .yk-arrow-circle {
    background: #36a415;
    transform: scale(1.08);
    box-shadow: 0 6px 18px rgba(54, 164, 21, 0.4);
}

/* Indicadores encapsulados Cobán style */
.yk-banner-indicators {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    background: rgba(15, 31, 61, 0.55);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    padding: 5px 12px;
    border-radius: 30px;
    gap: 6px;
    margin: 0 !important;
    margin-bottom: 14px !important;
    left: 50% !important;
    right: auto !important;
    transform: translateX(-50%) !important;
    width: auto !important;
    border: 1px solid rgba(255, 255, 255, 0.18);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.22);
    z-index: 5;
}

.yk-banner-indicators [data-bs-target] {
    width: 7px !important;
    height: 7px !important;
    border-radius: 50% !important;
    background-color: rgba(255, 255, 255, 0.6) !important;
    border: 5px solid transparent !important;
    background-clip: padding-box !important;
    margin: 0 !important;
    opacity: 0.7 !important;
    transition: all 0.3s ease !important;
    cursor: pointer !important;
}

.yk-banner-indicators .active {
    width: 24px !important;
    height: 7px !important;
    border-radius: 4px !important;
    background-color: #36a415 !important;
    border: 5px solid transparent !important;
    background-clip: padding-box !important;
    opacity: 1 !important;
    box-shadow: 0 2px 8px rgba(54, 164, 21, 0.6) !important;
}

@media (max-width: 991.98px) {
    .yk-hero-banner-slider {
        border-radius: 16px;
    }
    .yk-banner-img {
        height: 290px;
    }
    .yk-arrow-circle {
        width: 36px;
        height: 36px;
        font-size: 15px;
    }
    .yk-banner-prev {
        left: 8px;
    }
    .yk-banner-next {
        right: 8px;
    }
}

@media (max-width: 575.98px) {
    .yk-hero-banner-section {
        padding-top: 10px !important;
        padding-bottom: 12px !important;
    }
    .yk-hero-banner-slider {
        border-radius: 14px;
    }
    .yk-hero-banner-slider .yk-banner-arrow {
        display: flex !important;
        width: 38px;
    }
    .yk-banner-prev {
        left: 6px;
    }
    .yk-banner-next {
        right: 6px;
    }
    .yk-banner-img {
        height: auto;
        aspect-ratio: 16 / 7;
        min-height: 145px;
        object-fit: cover;
        object-position: left center;
    }
    .yk-arrow-circle {
        width: 30px;
        height: 30px;
        font-size: 13px;
    }
    .yk-banner-indicators {
        padding: 4px 10px;
        margin: 0 !important;
        margin-bottom: 8px !important;
        gap: 5px;
    }
    .yk-banner-indicators .active {
        width: 20px !important;
        height: 6px !important;
    }
    .yk-banner-indicators [data-bs-target]:not(.active) {
        width: 6px !important;
        height: 6px !important;
    }
}


/* ==========================================================================
   Indicador de Ubicación Actual en Megamenú (.is-current-page)
   ========================================================================== */
.clean-item.is-current-page,
.dropdown-item.is-current-page {
    background: #eaf6ec !important;
    color: #2e7d32 !important;
    font-weight: 700 !important;
    border-left: 3px solid #36a415 !important;
    padding-left: 10px !important;
    box-shadow: 0 1px 4px rgba(54, 164, 21, 0.12) !important;
}

.clean-item.is-current-page .clean-badge {
    background: #2e7d32 !important;
    color: #ffffff !important;
}




/* ==========================================================================
   SISTEMA DE DISEÑO INSTITUCIONAL MICOOPE - COOPERATIVA YAMAN KUTX
   (Homologación de Tarjetas, Botones, Efectos y Adaptación PC vs Celular)
   ========================================================================== */

/* 1. Page Header Institucional con Profundidad */
.page-header {
    background: linear-gradient(135deg, #15274d 0%, #0d1a35 60%, #153b2d 100%) !important;
    position: relative;
    overflow: hidden;
    visibility: visible !important;
    opacity: 1 !important;
}
.page-header.wow {
    visibility: visible !important;
    opacity: 1 !important;
    animation: none !important;
}
.page-header::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at 80% 20%, rgba(54, 164, 21, 0.18) 0%, transparent 60%);
    pointer-events: none;
}
.page-header h1 {
    font-weight: 900 !important;
    letter-spacing: -0.5px;
    text-shadow: 0 4px 16px rgba(0, 0, 0, 0.25);
}
.page-header .breadcrumb {
    background: rgba(255, 255, 255, 0.1) !important;
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    display: inline-flex;
    padding: 6px 18px;
    border-radius: 50rem;
    border: 1px solid rgba(255, 255, 255, 0.15);
}
.page-header .breadcrumb a {
    color: #d1fae5 !important;
    font-weight: 600;
    transition: color 0.2s ease;
}
.page-header .breadcrumb a:hover {
    color: #ffffff !important;
}

/* 2. Tarjetas Homologadas (Ahorros, Créditos, Servicios, etc.) */
.ahorro-card,
.credito-card,
.yk-product-card,
.yk-hub-card,
.yk-tool-card,
.yk-about-card,
.yk-feature-card,
.service-item,
.team-item {
    background: #ffffff !important;
    border: 1px solid #e2e8f0 !important;
    border-radius: 24px !important;
    box-shadow: 0 10px 30px -8px rgba(21, 39, 77, 0.07) !important;
    position: relative;
    overflow: hidden;
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.35s ease, border-color 0.35s ease !important;
}

/* Efecto Hover en PC (Desktop) */
@media (min-width: 992px) {
    .ahorro-card:hover,
    .credito-card:hover,
    .yk-product-card:hover,
    .yk-hub-card:hover,
    .yk-tool-card:hover,
    .yk-about-card:hover,
    .yk-feature-card:hover,
    .service-item:hover,
    .team-item:hover {
        transform: translateY(-7px) !important;
        border-color: rgba(54, 164, 21, 0.5) !important;
        box-shadow: 0 25px 50px -12px rgba(21, 39, 77, 0.14), 0 0 0 1px rgba(54, 164, 21, 0.2) !important;
    }
}

/* 3. Botones Institucionales Estilizados */
.btn-success {
    background-color: #36a415 !important;
    border-color: #36a415 !important;
    color: #ffffff !important;
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1) !important;
}
.btn-success:hover,
.btn-success:focus {
    background-color: #2b8410 !important;
    border-color: #2b8410 !important;
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(54, 164, 21, 0.35) !important;
}
.btn-primary {
    background-color: #15274d !important;
    border-color: #15274d !important;
    color: #ffffff !important;
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1) !important;
}
.btn-primary:hover,
.btn-primary:focus {
    background-color: #0d1a35 !important;
    border-color: #0d1a35 !important;
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(21, 39, 77, 0.3) !important;
}
.btn-outline-primary {
    border-color: #15274d !important;
    color: #15274d !important;
    transition: all 0.25s ease !important;
}
.btn-outline-primary:hover {
    background-color: #15274d !important;
    color: #ffffff !important;
    transform: translateY(-2px);
    box-shadow: 0 6px 16px rgba(21, 39, 77, 0.2) !important;
}
.btn-outline-success {
    border-color: #36a415 !important;
    color: #36a415 !important;
    transition: all 0.25s ease !important;
}
.btn-outline-success:hover {
    background-color: #36a415 !important;
    color: #ffffff !important;
    transform: translateY(-2px);
    box-shadow: 0 6px 16px rgba(54, 164, 21, 0.3) !important;
}

/* 4. Badges de Tasas y Etiquetas de Alto Impacto */
.rate-badge {
    background: linear-gradient(135deg, #36a415 0%, #23780c 100%) !important;
    color: #ffffff !important;
    border-radius: 50rem !important;
    padding: 7px 18px !important;
    font-weight: 800 !important;
    font-size: 13.5px !important;
    letter-spacing: 0.3px;
    box-shadow: 0 4px 14px rgba(54, 164, 21, 0.3) !important;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

/* 5. Microinteracción de Botón Rápido con Flecha */
.yk-quick-arrow-circle {
    min-width: 48px !important;
    height: 32px !important;
    padding: 0 12px !important;
    border-radius: 50rem !important;
    background: #f8fafc !important;
    border: 1px solid #e2e8f0 !important;
    color: #15274d !important;
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 6px !important;
    font-size: 12.5px !important;
    font-weight: 700 !important;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.04) !important;
    transition: all 0.25s ease !important;
}
.yk-quick-arrow-circle i {
    transition: transform 0.25s ease !important;
}
.ahorro-card:hover .yk-quick-arrow-circle,
.credito-card:hover .yk-quick-arrow-circle,
.yk-product-card:hover .yk-quick-arrow-circle,
.yk-quick-arrow-circle:hover {
    background: #36a415 !important;
    color: #ffffff !important;
    border-color: #36a415 !important;
    transform: scale(1.05);
    box-shadow: 0 4px 14px rgba(54, 164, 21, 0.35) !important;
}
.ahorro-card:hover .yk-quick-arrow-circle i,
.credito-card:hover .yk-quick-arrow-circle i,
.yk-product-card:hover .yk-quick-arrow-circle i,
.yk-quick-arrow-circle:hover i {
    transform: translateX(3px);
}

/* 6. Disposición Móvil en FILAS con Scroll-Snap (Carrete Táctil) */
@media (max-width: 767.98px) {
    /* Filas con clase .yk-mobile-reel o tarjetas en móvil */
    .yk-mobile-reel {
        display: flex !important;
        flex-direction: row !important;
        flex-wrap: nowrap !important;
        overflow-x: auto !important;
        scroll-snap-type: x mandatory !important;
        -webkit-overflow-scrolling: touch !important;
        scroll-padding: 0 16px !important;
        padding-bottom: 20px !important;
        padding-left: 16px !important;
        padding-right: 16px !important;
        margin-left: -12px !important;
        margin-right: -12px !important;
        gap: 16px !important;
        scrollbar-width: none !important;
    }
    .yk-mobile-reel::-webkit-scrollbar {
        display: none !important;
    }
    .yk-mobile-reel > * {
        flex: 0 0 84vw !important;
        max-width: 320px !important;
        scroll-snap-align: center !important;
        margin-bottom: 0 !important;
    }
    /* Tarjeta activa e iluminada en el centro de la pantalla móvil */
    .yk-mobile-reel > *.is-active,
    .ahorro-card.is-active,
    .credito-card.is-active {
        border-color: rgba(54, 164, 21, 0.6) !important;
        box-shadow: 0 16px 36px -10px rgba(54, 164, 21, 0.28) !important;
    }
    .yk-mobile-reel > *.is-active .yk-quick-arrow-circle {
        background: #36a415 !important;
        color: #ffffff !important;
        border-color: #36a415 !important;
    }
}

/* 7. Soporte para Fondos de Cubos 3D MICOOPE */
[data-yk-cubes-theme] {
    position: relative !important;
    overflow: hidden !important;
}
.yk-micoope-canvas {
    position: absolute !important;
    inset: 0 !important;
    width: 100% !important;
    height: 100% !important;
    pointer-events: none !important;
    z-index: 0 !important;
    display: block !important;
}
[data-yk-cubes-theme] > *:not(.yk-micoope-canvas) {
    position: relative !important;
    z-index: 1 !important;
}


/* ==========================================================================
   OPTIMIZACIONES MÓVIL VS ESCRITORIO PARA PÁGINAS Y SUBMÓDULOS
   ========================================================================== */

@media (max-width: 575.98px) {
    .yk-navbar-logo {
        max-height: 36px !important;
    }
    .yk-nav-btn-mobile {
        font-size: 11px !important;
        padding: 5px 9px !important;
        gap: 4px !important;
    }
    .navbar-toggler {
        padding: 4px 6px !important;
        font-size: 1.1rem !important;
    }
}

@media (max-width: 767.98px) {
    .page-header {
        padding: 90px 12px 36px 12px !important;
    }
    .page-header h1.display-4,
    .page-header h1 {
        font-size: clamp(20px, 5.5vw, 26px) !important;
        line-height: 1.3 !important;
        text-wrap: balance !important;
        overflow-wrap: break-word !important;
    }
    .page-header p.fs-5,
    .page-header p {
        font-size: 14px !important;
        padding: 0 8px;
    }
    .page-header .breadcrumb {
        padding: 4px 14px !important;
        font-size: 12px !important;
    }
    .ahorro-card,
    .credito-card {
        padding: 22px 18px !important;
        border-radius: 20px !important;
        margin-bottom: 24px !important;
    }
}


/* Prevenir desborde horizontal en móviles */
html, body {
    overflow-x: clip !important;
    max-width: 100% !important;
}

/* Franja Institucional y Navbar Móvil Global */
.yk-top-strip {
    background-color: #f8fafc;
    border-bottom: 3px solid #36a415;
    position: relative;
    z-index: 10;
}
.yk-strip-logos {
    display: flex;
    align-items: center;
    overflow-x: auto;
    scrollbar-width: none;
    -ms-overflow-style: none;
    white-space: nowrap;
}
.yk-strip-logos::-webkit-scrollbar {
    display: none;
}
.yk-strip-item {
    display: inline-flex;
    align-items: center;
    text-decoration: none;
    transition: transform 0.2s ease, opacity 0.2s ease;
    flex-shrink: 0;
}
.yk-strip-item:hover {
    transform: translateY(-1px);
    opacity: 0.85;
}
.yk-strip-static {
    cursor: default;
    opacity: 0.95;
}
.yk-strip-img {
    height: 24px;
    max-width: 130px;
    object-fit: contain;
    filter: drop-shadow(0 1px 2px rgba(0,0,0,0.04));
}
.yk-strip-divider {
    height: 18px;
    width: 1px;
    background-color: #cbd5e1;
    flex-shrink: 0;
}
.yk-strip-phone {
    display: inline-flex;
    align-items: center;
    text-decoration: none;
    color: #004b87;
    font-weight: 800;
    font-size: 14px;
    letter-spacing: 0.3px;
    transition: color 0.2s ease, transform 0.2s ease;
    white-space: nowrap;
    flex-shrink: 0;
}
.yk-strip-phone:hover {
    color: #36a415;
    transform: translateY(-1px);
}
@media (max-width: 575.98px) {
    .navbar {
        padding-left: 4px !important;
        padding-right: 4px !important;
    }
    .navbar > .container,
    .navbar > .container-fluid,
    .sticky-top > .container {
        padding-left: 6px !important;
        padding-right: 6px !important;
        max-width: 100% !important;
    }
    .navbar-brand {
        margin-right: 0 !important;
        padding-top: 2px !important;
        padding-bottom: 2px !important;
        flex-shrink: 1 !important;
    }
    .navbar-brand img,
    .yk-navbar-logo {
        max-height: 28px !important;
        max-width: 110px !important;
        object-fit: contain !important;
    }
    .navbar .d-flex.d-lg-none {
        gap: 4px !important;
        flex-shrink: 0 !important;
    }
    .yk-nav-btn-mobile {
        font-size: 9.5px !important;
        padding: 3px 6px !important;
        white-space: nowrap !important;
        flex-shrink: 0 !important;
    }
    .navbar-toggler {
        padding: 2px 5px !important;
        font-size: 1rem !important;
        border: 1px solid rgba(0,0,0,0.1) !important;
        border-radius: 6px !important;
        flex-shrink: 0 !important;
    }
    #navbarCollapse {
        flex-basis: 100% !important;
        width: 100% !important;
    }
    .yk-top-strip {
        padding-top: 5px !important;
        padding-bottom: 5px !important;
    }
    .yk-top-strip .container {
        padding-left: 8px !important;
        padding-right: 8px !important;
        gap: 6px !important;
    }
    .yk-strip-logos {
        gap: 8px !important;
    }
    .yk-strip-img {
        height: 16px !important;
        max-width: 75px !important;
    }
    .yk-strip-phone {
        font-size: 11.5px !important;
    }
    .yk-strip-phone-num {
        font-size: 11.5px !important;
    }
}
@media (max-width: 375px) {
    .yk-navbar-logo {
        max-height: 30px !important;
        max-width: 130px !important;
    }
    .yk-nav-btn-mobile {
        font-size: 9.5px !important;
        padding: 3px 5px !important;
    }
}


/* Visibilidad instantanea y prevencion de bloqueo WOW.js */
#spinner, #spinner.show { display: none !important; opacity: 0 !important; visibility: hidden !important; pointer-events: none !important; }
.wow,
.wow.fadeIn,
.wow.fadeInUp,
.wow.fadeInDown,
.wow.fadeInLeft,
.wow.fadeInRight {
    visibility: visible !important;
    opacity: 1 !important;
    transform: none !important;
    animation: none !important;
}

/* Catalogo de Propiedades y Documentos Institucionales */
.property-img-wrap {
    overflow: hidden;
}
.property-img-wrap img.property-real-photo {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.45s cubic-bezier(0.16, 1, 0.3, 1);
}
.property-card:hover .property-img-wrap img.property-real-photo {
    transform: scale(1.05);
}
.yk-doc-cover-thumb {
    height: 165px;
    width: auto;
    max-width: 100%;
    object-fit: contain;
    border-radius: 10px;
    box-shadow: 0 10px 24px rgba(21, 39, 77, 0.14);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.card:hover .yk-doc-cover-thumb {
    transform: translateY(-4px) scale(1.02);
    box-shadow: 0 14px 30px rgba(21, 39, 77, 0.22);
}

/* ==========================================================================
   SISTEMA UNIFICADO PATRON DE ORO (REPLICA 100% DISENO Y EFECTOS DE INICIO)
   ========================================================================== */

/* 1. Tarjetas de Cifras / KPIs (Desktop y Movil) */
.yk-fact-card,
.yk-stat-pill,
.race-stat-card {
    background: linear-gradient(165deg, #ffffff 0%, #fbfcfd 55%, #f4f8fb 100%) !important;
    border: 1px solid #e2e8f0 !important;
    border-radius: 22px !important;
    padding: 24px 18px !important;
    text-align: center !important;
    box-shadow: 0 10px 26px -6px rgba(21, 39, 77, 0.07), 0 2px 6px -1px rgba(21, 39, 77, 0.03) !important;
    transition: all 0.32s cubic-bezier(0.16, 1, 0.3, 1) !important;
    position: relative !important;
    overflow: hidden !important;
    height: 100%;
}
.yk-fact-card::after,
.yk-stat-pill::after,
.race-stat-card::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 20px;
    right: 20px;
    height: 3.5px;
    background: transparent;
    border-radius: 10px;
    transition: background-color 0.3s ease;
}
.yk-fact-card:hover,
.yk-stat-pill:hover,
.race-stat-card:hover,
.yk-fact-card.is-active,
.yk-stat-pill.is-active,
.race-stat-card.is-active {
    transform: translateY(-6px) !important;
    border-color: rgba(54, 164, 21, 0.55) !important;
    box-shadow: 0 20px 36px -10px rgba(54, 164, 21, 0.22), 0 0 0 1.5px rgba(54, 164, 21, 0.45) !important;
}
.yk-fact-card:hover::after,
.yk-stat-pill:hover::after,
.race-stat-card:hover::after,
.yk-fact-card.is-active::after,
.yk-stat-pill.is-active::after,
.race-stat-card.is-active::after {
    background: #36a415 !important;
}
.yk-fact-icon {
    width: 48px;
    height: 48px;
    border-radius: 14px;
    margin: 0 auto 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.35rem;
    background: rgba(54, 164, 21, 0.1) !important;
    color: #36a415 !important;
    border: 1px solid rgba(54, 164, 21, 0.25) !important;
    transition: all 0.3s ease !important;
}
.yk-fact-card:hover .yk-fact-icon,
.yk-stat-pill:hover .yk-fact-icon,
.race-stat-card:hover .yk-fact-icon,
.yk-fact-card.is-active .yk-fact-icon,
.yk-stat-pill.is-active .yk-fact-icon,
.race-stat-card.is-active .yk-fact-icon,
.yk-fact-card-marquee:hover .yk-fact-icon {
    background: #36a415 !important;
    color: #ffffff !important;
    box-shadow: 0 6px 16px rgba(54, 164, 21, 0.35) !important;
    transform: scale(1.06);
}
.yk-fact-number,
.yk-stat-pill h3 {
    color: #15274d !important;
    font-weight: 900 !important;
    font-size: 2rem !important;
    margin-bottom: 4px !important;
}
.yk-fact-prefix {
    color: #36a415 !important;
    font-weight: 800 !important;
}
.yk-fact-title {
    display: block;
    color: #15274d !important;
    font-weight: 800 !important;
    font-size: 13px !important;
    text-transform: uppercase;
    letter-spacing: 0.3px;
    margin-bottom: 2px !important;
}
.yk-fact-sub,
.yk-stat-pill p {
    color: #64748b !important;
    font-size: 12.5px !important;
    margin-bottom: 0 !important;
}

/* 2. Iconos Duales y Pildora "Ir ->" de Inicio en Todos los Modulos */
.yk-quick-icon {
    width: 50px;
    height: 50px;
    border-radius: 16px;
    font-size: 1.4rem;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s ease;
    flex-shrink: 0;
}
.yk-icon-green {
    background: linear-gradient(135deg, rgba(54, 164, 21, 0.16) 0%, rgba(54, 164, 21, 0.06) 100%) !important;
    border: 1px solid rgba(54, 164, 21, 0.28) !important;
    color: #2d8912 !important;
    box-shadow: 0 6px 16px rgba(54, 164, 21, 0.16) !important;
}
.yk-icon-blue {
    background: linear-gradient(135deg, rgba(21, 39, 77, 0.14) 0%, rgba(21, 39, 77, 0.05) 100%) !important;
    border: 1px solid rgba(21, 39, 77, 0.22) !important;
    color: #15274d !important;
    box-shadow: 0 6px 16px rgba(21, 39, 77, 0.14) !important;
}
.yk-quick-arrow-circle {
    width: auto !important;
    min-width: 52px !important;
    height: 34px !important;
    padding: 0 16px !important;
    border-radius: 50rem !important;
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    color: #15274d;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
    font-size: 12px;
    font-weight: 700;
    white-space: nowrap !important;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
    transition: all 0.25s ease;
    text-decoration: none;
}
.yk-step-pill {
    display: inline-block;
    padding: 4px 14px;
    background: rgba(54, 164, 21, 0.12);
    color: #28a745;
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 1px;
    border-radius: 50px;
    margin-bottom: 12px;
    transition: all 0.25s ease;
}
.yk-plan-metric-pill {
    background: #f8fafc;
    border: 1px solid #eef2f6;
    border-radius: 16px;
    padding: 14px 12px;
    text-align: center;
    height: 100%;
    transition: all 0.25s ease;
}
.yk-plan-metric-pill:hover {
    background: #ffffff;
    border-color: rgba(54, 164, 21, 0.4);
    box-shadow: 0 6px 16px rgba(21, 39, 77, 0.06);
}

/* 3. Homologacion de Cuadros (Cards) de Todos los Modulos al Estilo de Inicio */
.ahorro-card,
.credito-card,
.benefit-card,
.yk-value-card,
.yk-mv-card,
.team-box,
.product-hub-card,
.property-card,
.service-icon-card,
.service-box,
.cotiz-card,
.cotiz-summary-card,
.doc-item,
.memoria-card,
.agencia-card,
.yk-asociarte-card,
.yk-module-card {
    background: linear-gradient(165deg, #ffffff 0%, #fbfcfd 55%, #f4f8fb 100%) !important;
    border: 1px solid rgba(226, 232, 240, 0.95) !important;
    border-radius: 24px !important;
    box-shadow: 0 10px 28px -6px rgba(21, 39, 77, 0.08), 0 2px 6px -1px rgba(21, 39, 77, 0.03) !important;
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.35s ease, border-color 0.35s ease !important;
    position: relative !important;
    overflow: hidden !important;
}
.ahorro-card::after,
.credito-card::after,
.benefit-card::after,
.yk-value-card::after,
.yk-mv-card::after,
.team-box::after,
.product-hub-card::after,
.property-card::after,
.service-icon-card::after,
.service-box::after,
.cotiz-card::after,
.cotiz-summary-card::after,
.doc-item::after,
.memoria-card::after,
.agencia-card::after,
.yk-asociarte-card::after,
.yk-module-card::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 22px;
    right: 22px;
    height: 3.5px;
    background: transparent;
    border-radius: 10px;
    transition: background-color 0.3s ease;
    pointer-events: none;
}
.ahorro-card:hover,
.credito-card:hover,
.benefit-card:hover,
.yk-value-card:hover,
.yk-mv-card:hover,
.team-box:hover,
.product-hub-card:hover,
.property-card:hover,
.service-icon-card:hover,
.service-box:hover,
.cotiz-card:hover,
.cotiz-summary-card:hover,
.doc-item:hover,
.memoria-card:hover,
.agencia-card:hover,
.yk-asociarte-card:hover,
.yk-module-card:hover,
.benefit-card.is-active,
.yk-value-card.is-active,
.yk-mv-card.is-active,
.team-box.is-active,
.product-hub-card.is-active,
.property-card.is-active,
.service-icon-card.is-active,
.memoria-card.is-active,
.yk-asociarte-card.is-active,
.yk-module-card.is-active,
.yk-mobile-reel-row > .is-active > .card,
.yk-mobile-reel-row > .is-active > .p-4,
.yk-mobile-reel-row > .is-active > .bg-light,
.yk-mobile-reel-row > .is-active > a > .card {
    transform: translateY(-6px) !important;
    border-color: rgba(54, 164, 21, 0.55) !important;
    box-shadow: 0 18px 36px -8px rgba(54, 164, 21, 0.22), 0 0 0 1.5px rgba(54, 164, 21, 0.45) !important;
}
.ahorro-card:hover::after,
.credito-card:hover::after,
.benefit-card:hover::after,
.yk-value-card:hover::after,
.yk-mv-card:hover::after,
.team-box:hover::after,
.product-hub-card:hover::after,
.property-card:hover::after,
.service-icon-card:hover::after,
.service-box:hover::after,
.cotiz-card:hover::after,
.cotiz-summary-card:hover::after,
.doc-item:hover::after,
.memoria-card:hover::after,
.agencia-card:hover::after,
.yk-asociarte-card:hover::after,
.yk-module-card:hover::after,
.benefit-card.is-active::after,
.yk-value-card.is-active::after,
.yk-mv-card.is-active::after,
.team-box.is-active::after,
.product-hub-card.is-active::after,
.property-card.is-active::after,
.service-icon-card.is-active::after,
.memoria-card.is-active::after,
.yk-asociarte-card.is-active::after,
.yk-module-card.is-active::after {
    background: #36a415 !important;
}

/* Efecto de iluminacion en iconos, insignias y botones dentro de tarjetas activas o hover */
.yk-value-card:hover .yk-value-icon,
.yk-value-card.is-active .yk-value-icon,
.yk-module-card:hover .yk-quick-icon,
.yk-module-card.is-active .yk-quick-icon,
.yk-mobile-reel-row > .is-active .btn-square {
    background: #36a415 !important;
    color: #ffffff !important;
    box-shadow: 0 6px 16px rgba(54, 164, 21, 0.35) !important;
    transform: scale(1.06);
}
.service-icon-card:hover .yk-quick-arrow-circle,
.service-icon-card.is-active .yk-quick-arrow-circle,
.yk-module-card:hover .yk-quick-arrow-circle,
.yk-module-card.is-active .yk-quick-arrow-circle,
.yk-mobile-reel-row > .is-active .yk-quick-arrow-circle {
    background: #36a415 !important;
    color: #ffffff !important;
    border-color: #36a415 !important;
    transform: scale(1.06);
    box-shadow: 0 4px 14px rgba(54, 164, 21, 0.4) !important;
}
.yk-asociarte-card:hover .yk-step-pill,
.yk-asociarte-card.is-active .yk-step-pill,
.yk-module-card:hover .yk-step-pill,
.yk-module-card.is-active .yk-step-pill {
    background: #36a415 !important;
    color: #ffffff !important;
}
.yk-mobile-reel-row > .is-active .btn-outline-primary,
.yk-mobile-reel-row > .is-active .btn-outline-success {
    background-color: #36a415 !important;
    border-color: #36a415 !important;
    color: #ffffff !important;
    box-shadow: 0 4px 14px rgba(54, 164, 21, 0.35) !important;
}

/* 4. Controles Flotantes Laterales (Punteros < y >) y Dots Elasticos en Movil */
.yk-quick-carousel-wrapper,
.yk-asociarte-carousel-wrapper,
.yk-facts-marquee-container {
    position: relative;
    width: 100%;
}
.yk-facts-side-btn {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: #ffffff;
    border: 1px solid #e2e8f0;
    color: #15274d;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    cursor: pointer;
    z-index: 12;
    box-shadow: 0 4px 14px rgba(21, 39, 77, 0.18);
    transition: all 0.2s ease;
}
.yk-facts-side-btn:hover,
.yk-facts-side-btn:active {
    background: #36a415 !important;
    border-color: #36a415 !important;
    color: #ffffff !important;
    transform: translateY(-50%) scale(1.08);
}
.yk-facts-side-btn.prev {
    left: 2px !important;
}
.yk-facts-side-btn.next {
    right: 2px !important;
}
.yk-reel-indicators {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 7px;
    margin-top: 4px;
    margin-bottom: 8px;
}
.yk-reel-dot {
    height: 6px;
    width: 6px;
    border-radius: 50%;
    background: #cbd5e1;
    transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
    cursor: pointer;
}
.yk-reel-dot.active {
    width: 24px;
    border-radius: 10px;
    background: #36a415;
    box-shadow: 0 2px 8px rgba(54, 164, 21, 0.4);
}

@media (max-width: 767.98px) {
    .yk-mobile-reel-row {
        display: flex !important;
        flex-direction: row !important;
        flex-wrap: nowrap !important;
        justify-content: flex-start !important;
        overflow-x: auto !important;
        scroll-snap-type: x mandatory !important;
        -webkit-overflow-scrolling: touch !important;
        scroll-padding: 0 16px !important;
        padding: 10px 14px 20px !important;
        gap: 14px !important;
        margin-left: 0 !important;
        margin-right: 0 !important;
        scrollbar-width: none !important;
    }
    .yk-mobile-reel-row::-webkit-scrollbar {
        display: none !important;
    }
    .yk-mobile-reel-row > [class*="col-"],
    .yk-mobile-reel-row > .yk-reel-item {
        flex: 0 0 80vw !important;
        min-width: 260px !important;
        max-width: 315px !important;
        scroll-snap-align: center !important;
    }
    /* Para carretes de 4 KPIs compactos en movil */
    .yk-mobile-reel-row.yk-kpi-reel > [class*="col-"] {
        flex: 0 0 68vw !important;
        min-width: 215px !important;
        max-width: 250px !important;
    }
    /* Desactivar elevacion hover fija en movil para priorizar estado .is-active */
    .yk-mobile-reel-row > [class*="col-"]:not(.is-active) > * {
        transform: none !important;
    }
}
@media (min-width: 768px) {
    .yk-facts-side-btn,
    .yk-reel-indicators {
        display: none !important;
    }
}